Saunders County property record for 321 Co Rd 14, Ceresco, NE 68017
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,020 sqft · built 1930 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,970 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2983-36-4-00000-000-9500 |
| Primary APN | 2983-36-4-00000-000-9500 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,020 sqft Living Area |
| 1st Floor Area | 510 sqft |
| Basement Area | 510 sqft |
| Finished Basement | 510 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 321 COUNTY ROAD 14 |
|---|---|
| City | CERESCO |
| State | NE |
| Zip | 68017-4028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAM |
| Legal Description | TR SE 36-13-7 (10.001 ACRES); MAP NUMBER: 2983-36-4-00000-000-9500 |
| Legal Range | 07 |
| Legal Township | 13 |
| Legal Section | 36 |
| Jurisdiction | SAUNDERS NE |
| Township / Civil Division | RICHLAND |
| Census Block Group | 4 |
| Census Block | 4139 |
| Census Tract | 968200 |
321 Co Rd 14 is owned and occupied by an individual.
Source: Saunders County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 COUNTY ROAD 14, CERESCO, NE 68017-4028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUNDERS NE |
| Property Address | 321 COUNTY ROAD 14, CERESCO, NE 68017-4028 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 321 COUNTY ROAD 14, CERESCO, NE 68017-4028 |
| Document Number | 0006320699 |
|---|---|
| Date | Mar 3, 2026 |
| Book Page | 632/699 |
| Instrument | 2026-03-032 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 321 Co Rd 14 was $1,970.
Source: Saunders County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Saunders County |
| County Subdivision | Richland Township |
| Unified School District | Raymond Central Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,970.00 | $217,582 Land $101,000 Building $116,582 | $217,582 Land $101,000 Building $116,582 |
| 2023 | $2,500.00 | $183,138 Land $82,000 Building $101,138 | $183,138 Land $82,000 Building $101,138 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Co Rd 14 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1990) |
| Most Recent Claim | Jul 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Co Rd 14 is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 69% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
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