321 Cliffside Dr, Auburn, NY 13021 Property Records

Cayuga County and Owasco Town property record for 321 Cliffside Dr, Auburn, NY 13021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,980 sqft · built 1940
Lot Size	0.337 acres (14,681 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Nov 2020)
Tax Bill	$13,843 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054600 145.06-1-28`

Property Details

APN / Parcel Number

Primary APN	`054600 145.06-1-28`
Alternative APNs	`460014500600010280000000` `14005901`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	1,706 sqft
Upper Floors Area	274 sqft
Attic	Attic
Attic Area	274 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	14,681 sqft (0.337 acres)
Lot Dimensions	210 ft deep x 71.7 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	1,232 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14005901
Street Address	321 CLIFFSIDE DR
City	AUBURN
State	NY
Zip	13021-8655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	SM P-57 73'LAKE FRONT
Legal Block	1
Legal Lot Number	28.000
Jurisdiction	CAYUGA NY
Township / Civil Division	OWASCO
Census Block Group	4
Census Block	4009
Census Tract	40700

Owner

Source: Cayuga County and Owasco Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 CLIFFSIDE DR, AUBURN, NY 13021-8655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	2020199927
Deed Book / Page	3961 / 21
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Nov 20, 2020
Property Address	321 CLIFFSIDE DR, AUBURN, NY 13021-8655
Document Number	0003961/21
Book / Page	3961 / 21
Instrument Date	Oct 27, 2020
Instrument	2020-199927
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 LAKEWOOD DR, SOUTH ABINGTON TOWNSHIP, PA 18411-1327

Mortgage

Document Number	2020199928
Date	Nov 20, 2020
Instrument	2020-199928

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cayuga County and Owasco Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Owasco Town
Unified School District	Auburn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,843.00 (+2.54%)
2025	$13,500.00 (+1.99%)	$276,000 (-) Land $109,500 Building $166,500	$587,234 (+21.28%) Land $232,979 Building $354,255
2024	$13,236.00 (+158.57%)
2023		$276,000 Land $109,500 Building $166,500	$484,211 Land $192,105 Building $292,106
2020	$5,119.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–1993)
Most Recent Claim	Apr 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWASCO WATER DISTRICT serves 3,000 people · EPA ID NY0501721
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20