321 Clay St, Iberia, MO 65486 Property Records

Miller County property record for 321 Clay St, Iberia, MO 65486

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,500 (Nov 2019)
Tax Bill	$40 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16332`

Property Details

APN / Parcel Number

Primary APN	`16332`
Alternative APN	`167025001011011000`

Exterior

Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	1,290 ft deep x 60 ft wide

Location & Zoning

Account Number	16332
Street Address	321 CLAY ST
City	IBERIA
State	MO
Zip	65486-9307
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOTS 14 15 PERKINS 1ST ADD IBERIA
Legal Range	13W
Legal Township	39N
Legal Section	25
Legal Subdivision	PERKINS 1ST ADD
Legal Lot Number	14-15
Jurisdiction	MILLER MO
Township / Civil Division	RICHWOODS
Census Block Group	1
Census Block	1040
Census Tract	962501

Owner

Source: Miller County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 CLAY ST, IBERIA, MO 65486-9307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Jul 1, 2021	Deed of Trust, Mortgage · USDA Mortgage CENTRAL TRUST BANK
Nov 12, 2019	Warranty Deed, Transfer INDEPENDENT TITLE, INDEPENDENCE TITLE SERVICES
Nov 12, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Prior Sale	Nov 12, 2019
Deed Document Number	20194772
Deed Book / Page	2019 / 4772
Prior Transfer Date	Oct 30, 2019
Prior Transfer Doc	02019/4772
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Recording Date	Jul 9, 2026
Property Address	321 CLAY ST, IBERIA, MO 65486-9307
Document Number	0000002944
Book / Page	2026 / 2944
Instrument Date	Jun 30, 2026
Instrument	20262944
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CLAY ST, IBERIA, MO 65486-9307

Mortgage

Document Number	0000002944,
Date	Jul 9, 2026
Book Page	2026/2944
Instrument	20262944

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 5, 2046

Interest

Rate	6.48%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	321 CLAY ST, IBERIA, MO 65486-9307
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	MILLER COUNTY TITLE COMPANY, MILLER COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CLAY ST, IBERIA, MO 65486-9307

Mortgage

Document Number	02021/3636
Date	Jul 1, 2021
Book Page	2021/3636
Instrument	202103636

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER MO
Recording Date	Nov 12, 2019
Property Address	321 CLAY ST, IBERIA, MO 65486-9307
Document Number	02019/4771
Book / Page	2019 / 4771
Map Reference	CAB A SL 449
Instrument Date	Nov 8, 2019
Instrument	201904771
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	INDEPENDENT TITLE, INDEPENDENCE TITLE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 ALDER SPRINGS RD, IBERIA, MO 65486-9197

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MILLER MO
Recording Date	Nov 12, 2019
Property Address	321 CLAY ST, IBERIA, MO 65486-9307
Document Number	02019/4772
Book / Page	2019 / 4772
Map Reference	CAB A SL 449
Instrument Date	Oct 30, 2019
Instrument	201904772
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 ALDER SPRINGS RD, IBERIA, MO 65486-9197

Mortgage

Document Number	0201904773
Date	Nov 12, 2019
Instrument	201904773

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

Source: Miller County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Miller County
Municipality	Iberia City
Unified School District	Iberia R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$40.00	$790 (+8.22%) Land $790	$4,170 (+8.59%) Land $4,170
2023		$730 Land $730	$3,840 Land $3,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 52% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IBERIA PWS serves 700 people · EPA ID MO3010396
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GTECH Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Windstream DSL	200 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Splash Wireless Internet.

Nearby Properties on Clay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures