321 Clay Ave, Craig, CO 81625 Property Records

Moffat County property record for 321 Clay Ave, Craig, CO 81625

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,147 sqft · built 1994
Lot Size	0.217 acres (9,440 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Aug 2020)
Tax Bill	$1,281 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
APN	`R009088`

Property Details

APN / Parcel Number

Primary APN	`R009088`
Alternative APN	`085502202012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,147 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Architectural Style	Modular
Exterior Material	Wood Siding
Construction Type	Steel Frame
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,440 sqft (0.217 acres)
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	321 CLAY AVE
City	CRAIG
State	CO
Zip	81625-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: RIVERVIEW LOT: 9 BLOCK: 2
Legal Subdivision	RIVERVIEW
Legal Block	2
Legal Lot Number	9
Jurisdiction	MOFFAT CO
Township / Civil Division	CRAIG
Census Block Group	5
Census Block	5019
Census Tract	400

Owner

321 Clay Ave is owned and occupied by an individual who bought it in August 2020.

Source: Moffat County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	321 CLAY AVE, CRAIG, CO 81625-3403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2020 · Amount on File
Deed Sale	Aug 6, 2020 · Amount on File
Prior Sale	Aug 3, 2009 · Amount on File
Deed Document Number	20202137
Record Updated	Sep 20, 2026

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MOFFAT CO
Recording Date	Aug 6, 2020
Property Address	321 CLAY AVE, CRAIG, CO 81625-3403
Document Number	0020202137
Map Reference	MISC 3999
Instrument Date	Jul 27, 2020
Instrument	20202137
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CLAN AVE, CRAIG, CO 81625-3403

Mortgage

Document Number	0020202138
Date	Aug 6, 2020
Instrument	20202138

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 321 Clay Ave was $1,281, up 31% from the year before.

Source: Moffat County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Moffat County
Municipality	Craig City
Unified School District	Moffat County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$223,362 (+32.67%) Land $33,250 Building $190,112
2025	$1,281.00 (+30.98%)	$13,960 (+23.76%)	$168,362 Land $25,063 Building $143,299
2024	$978.00 (+1.66%)	$11,280 (-)
2023	$962.00 (-12.15%)	$11,280 (-13.23%) Land $1,680 Building $9,600	$168,362 (-9.96%) Land $25,063 Building $143,299
2022	$1,095.00	$13,000 Land $2,310 Building $10,690	$186,992 Land $33,250 Building $153,742

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 321 Clay Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Clay Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CRAIG serves 8,930 people · EPA ID CO0141188
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Luminate Broadband Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: High Rapid Networks.

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