Mecklenburg County property record for 321 Circle Ave, Charlotte, NC 28207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,010 sqft · built 1908 |
| Lot Size | 0.259 acres (11,282 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,346,000 (Jun 2026) |
| Tax Bill | $8,485 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 155-026-06 |
| Primary APN | 155-026-06 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,010 sqft Living Area |
| 1st Floor Area | 2,010 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,282 sqft (0.259 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Finished/Open Porch |
| Porch Area | 438 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 321 CIRCLE AVE |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28207-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L13 B8 M230-24 |
| Legal Subdivision | CRESCENT HEIGHTS |
| Legal Block | 8 |
| Legal Lot Number | 13 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 2400 |
Source: Mecklenburg County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 10227 TROUT RD, ORLANDO, FL 32836-6544 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 1, 2026 | Warranty Deed, Transfer MOREHEAD TITLE |
| Apr 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2026 · Amount on Record |
| Deed Sale | Jun 1, 2026 · Amount on Record |
| Prior Sale | Apr 4, 2002 · Amount on Record |
| Deed Document Number | 202657804 |
| Deed Book / Page | 40467 / 268 |
| Prior Transfer Date | Mar 16, 2006 |
| Prior Transfer Doc | 0000050386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 1, 2026 |
| Property Address | 321 CIRCLE AVE, CHARLOTTE, NC 28207-1403 |
| Document Number | 0000057804 |
| Book / Page | 40467 / 268 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202657804 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | MOREHEAD TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $271,892.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10227 TROUT RD, ORLANDO, FL 32836-6544 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 321 CIRCLE AVE, CHARLOTTE, NC 28207-1403 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000063521 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 37282/847 |
| Instrument | 2022063521 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2042 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,485.00 | $1,083,800 Land $742,500 Building $341,300 | $1,083,800 Land $742,500 Building $341,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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