321 Chigger Town Loop, Palmer, TN 37365 Property Records

Grundy County property record for 321 Chigger Town Loop, Palmer, TN 37365

Property Summary

Property Type	Mobile Home
Details	1,716 sqft · built 1999
Lot Size	0.514 acres (22,425 sqft)
Owner	Individual Name on Record
Last Sale	$129,900 (May 2024)
Tax Bill	$182 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031075G A 03000`

Property Details

APN / Parcel Number

Primary APN	`031075G A 03000`
Alternative APN	`075G A 03000`

Interior

Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft

Exterior

Year Built	Built 1999
Architectural Style	Mobile/Manufactured
Lot Area	22,425 sqft (0.514 acres)
Lot Dimensions	195 ft deep x 115 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Deck Area	1 sqft
Patio Area	340 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	321 CHIGGER TOWN LOOP
City	PALMER
State	TN
Zip	37365-2605
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 02, COUNTY AREA: P01
Legal Lot Number	7
Jurisdiction	GRUNDY TN
Township / Civil Division	2
Census Block Group	1
Census Block	1018
Census Tract	955200

Owner

Source: Grundy County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 CHIGGER TOWN LOOP, PALMER, TN 37365-2605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Warranty Deed, Transfer · FHA Mortgage PRIMIS MORTGAGE CO
Oct 29, 2018	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN VALLEY BANK
Oct 29, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2024 · Amount on Record
Deed Sale	May 7, 2024 · Amount on Record
Prior Sale	Dec 8, 2023 · Amount on Record
Deed Document Number	108854
Deed Book / Page	1156 / 2722
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	May 7, 2024
Property Address	321 CHIGGER TOWN LOOP, PALMER, TN 37365-2605
Document Number	01156/2722
Book / Page	1156 / 2722
Instrument Date	Apr 30, 2024
Instrument	108854
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ADVANCE TTL OF MURFREESBORO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$480.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108855
Date	May 7, 2024
Instrument	108855

Lender

Name	PRIMIS MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	Oct 29, 2018
Property Address	321 CHIGGER TOWN LOOP, PALMER, TN 37365-2605
Document Number	0001099/72
Book / Page	1099 / 72
Instrument Date	Oct 29, 2018
Instrument	92386
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 ANDERSON RD, PALMER, TN 37365-4401

Mortgage

Document Number	0000092387
Date	Oct 29, 2018
Book Page	0000001099/0000000074
Instrument	92387

Lender

Name	MOUNTAIN VALLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2038

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRUNDY TN
Recording Date	Oct 29, 2018
Property Address	321 CHIGGER TOWN LOOP, PALMER, TN 37365-2605
Document Number	0000092385
Book / Page	001099 / 000070
Instrument Date	Sep 20, 2018
Instrument	92385
Transaction Type	Transfer
Record Updated	Nov 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CHIGGER TOWN LOOP PALMER TN 373652605, PALMER, TN 37365-2605

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Municipality	Palmer Town
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$182.00	$12,775 (-) Land $1,525 Building $11,250
2024	$182.00	$12,775 (-) Land $1,525 Building $11,250
2023	$182.00 (-5.7%)	$12,775 (+46.84%) Land $1,525 Building $11,250
2022	$193.00	$8,700 Land $1,000 Building $7,700	$34,800 (-31.9%) Land $4,000 Building $30,800
2020			$51,100 Land $6,100 Building $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG CREEK UTILITY DISTRICT serves 9,185 people · EPA ID TN0000122
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
SVEConnect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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