Kendall County property record for 321 Chicago Rd, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 864 sqft · built 1964 |
| Lot Size | 0.231 acres (10,040 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,626 (2024) |
| Deeds & Mortgages | Sep 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-17-281-002 |
| Primary APN | 03-17-281-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 864 sqft Living Area |
| Gross Area | 2,036 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,040 sqft (0.231 acres) |
| Lot Dimensions | 132 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 321 CHICAGO RD |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-9462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 GEO D SMITH SUB UNIT 1 VILLAGE OF OSWEGO |
| Legal Subdivision | GEO D SMITH SUB |
| Legal Lot Number | 4 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 890106 |
321 Chicago Rd is owned by two individuals who acquired it in September 2022.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 973, OSWEGO, IL 60543-0973 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 7, 2022 |
| Transfer Doc | 0000015006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Sep 12, 2022 |
| Property Address | 321 CHICAGO RD, OSWEGO, IL 60543-9462 |
| Document Number | 0000015006 |
| Instrument Date | Sep 7, 2022 |
| Instrument | 202200015006 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 CHICAGO RD, OSWEGO, IL 60543-9462 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $107,352 Land $18,899 Building $88,453 | $322,056 Land $56,697 Building $265,359 | |
| 2024 | $6,626.00 | ||
| 2022 | $74,441 Land $13,105 Building $61,336 | $223,323 Land $39,315 Building $184,008 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Chicago Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 321 Chicago Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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