Cabarrus County property record for 321 Chestnut Ave, Kannapolis, NC 28081
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,197 sqft · built 1930 |
| Lot Size | 0.245 acres (10,650 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Sep 2022) |
| Tax Bill | $1,369 (2023) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5613 49 2739 |
| Primary APN | 5613 49 2739 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,197 sqft Living Area |
| Gross Area | 1,539 sqft |
| 1st Floor Area | 1,197 sqft |
| Upper Floors Area | 186 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,650 sqft (0.245 acres) |
| Lot Dimensions | 150 ft deep x 71 ft wide |
| Garage Area | 200 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 800 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 158045 |
|---|---|
| Street Address | 321 CHESTNUT AVE |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081-4348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LT 4 KANNAPOLIS BLK G |
| Legal Subdivision | MOORESVILLE AND RAINBOW RD |
| Legal Block | G |
| Legal Lot Number | 4 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 41002 |
Source: Cabarrus County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 CHESTNUT AVE, KANNAPOLIS, NC 28081-4348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Jan 10, 2024 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Sep 21, 2022 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 21, 2020 | Warranty Deed, Transfer |
| Aug 28, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2022 · Amount on Record |
| Deed Sale | Sep 21, 2022 · Amount on Record |
| Prior Sale | Dec 21, 2020 · Amount on Record |
| Deed Document Number | 202228236 |
| Deed Book / Page | 16212 / 129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 2, 2026 |
| Property Address | 321 CHESTNUT AVE, KANNAPOLIS, NC 28081-4348 |
| Document Number | 0000020948 |
| Book / Page | 18152 / 282 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 202620948 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 CHESTNUT AVE, KANNAPOLIS, NC 28081-4348 |
| Document Number | 0000020948, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 18152/282 |
| Instrument | 202620948 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Oct 1, 2052 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 321 CHESTNUT AVE, KANNAPOLIS, NC 28081-4348 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 321 CHESTNUT AVE, KANNAPOLIS, NC 28081-4348 |
| Document Number | 0016776283 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 16776/283 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 21, 2022 |
| Property Address | 321 CHESTNUT AVE, KANNAPOLIS, NC 28081-4348 |
| Document Number | 0016212129 |
| Book / Page | 16212 / 129 |
| Map Reference | MB 20 PG 4 |
| Instrument Date | Sep 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4311 SCHOOL HOUSE CMNS # 213, 4311, HARRISBURG, NC 28075-7510 |
| Name | Verified Name |
|---|---|
| Address | 321 CHESTNUT AVE, KANNAPOLIS, NC 28081-4348 |
| Document Number | 0162120132 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 16212-0132 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 21, 2020 |
| Property Address | 321 CHESTNUT AVE, KANNAPOLIS, NC 28081-4348 |
| Document Number | 0001477024 |
| Book / Page | 14770 / 24 |
| Map Reference | MB 20 PG 4 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1231 HIDDEN SHORES DR SW, 1231, SHALLOTTE, NC 28470-1797 |
| Name | Verified Name |
|---|---|
| Address | 4311 SCHOOL HOUSE CMNS # 213, 213, HARRISBURG, NC 28075-7510 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 28, 2017 |
| Property Address | 321 CHESTNUT AVE, KANNAPOLIS, NC 28081-4348 |
| Document Number | 1264958 |
| Book / Page | 012649 / 000058 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 22265 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 317 CHESTNUT AVE KANNAPOLIS NC 280814348, KANNAPOLIS, NC 28081-4348 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,310 (+108.87%) Land $46,000 Building $237,310 | ||
| 2024 | $283,310 (+108.87%) Land $46,000 Building $237,310 | ||
| 2023 | $1,369.00 | $135,640 Land $20,000 Building $115,640 | $135,640 Land $20,000 Building $115,640 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures