Lancaster County property record for 321 Cherry St, Columbia, PA 17512
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,325 sqft · built 1875 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,248 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Aug 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-19194-0-0000 |
| Primary APN | 110-19194-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,325 sqft Living Area |
| Gross Area | 2,485 sqft |
| 1st Floor Area | 645 sqft |
| Upper Floors Area | 840 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 5,227 sqft (0.12 acres) |
| Porch | Enclosed Porch |
| Porch Area | 345 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 321 CHERRY ST |
|---|---|
| City | COLUMBIA |
| State | PA |
| Zip | 17512-1418 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | HDR |
| Legal Description | 321 CHERRY ST |
| Legal Lot Number | 35 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 11400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Columbia Historic District listed 1983 · 842 contributing resources · NRIS 83002249 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
321 Cherry St, a duplex, is owned and occupied by an individual who acquired it in December 2007.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 CHERRY ST, COLUMBIA, PA 17512-1418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Aug 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK |
| Jul 5, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 27, 2007 |
| Transfer Doc | 0005675209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 321 CHERRY ST, COLUMBIA, PA 17512-1418 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0006707880 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 6707880 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Aug 4, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 321 CHERRY ST, COLUMBIA, PA 17512-1418 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0006696715 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 6696715 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 4, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 321 CHERRY ST, COLUMBIA, PA 17512-1418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006406222 |
|---|---|
| Date | Jul 5, 2018 |
| Instrument | 6406222 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Jun 25, 2023 |
The 2025 property tax bill for 321 Cherry St was $5,248 with a homeowner's exemption, up 5.4% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Columbia Borough |
| Unified School District | Columbia Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,300 Land $44,200 Building $89,100 | $133,300 Land $44,200 Building $89,100 | |
| 2025 | $5,248.00 (+5.36%) | ||
| 2024 | $4,981.00 | $133,300 Land $44,200 Building $89,100 | |
| 2018 | $133,300 Land $44,200 Building $89,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Cherry St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 16 (1978–2011) |
| Most Recent Claim | Sep 2011 · Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 321 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBIA WATER CO private · serves 25,200 people · EPA ID PA7360123 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2019 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 944 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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