321 Cherry Ln, Mountain Home, AR 72653 Property Records

Baxter County property record for 321 Cherry Ln, Mountain Home, AR 72653

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,465 sqft
Lot Size	0.241 acres (10,480 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,201 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Feb 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-02339-011`

Property Details

APN / Parcel Number

Primary APN	`007-02339-011`
Alternative APN	`31893`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,465 sqft Living Area
1st Floor Area	1,465 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	10,480 sqft (0.241 acres)
Lot Dimensions	131 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	1,394 sqft
Porch	Slab
Porch Area	112 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	321 CHERRY LN
City	MOUNTAIN HOME
State	AR
Zip	72653-4209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 RODERICK INDIAN CREEK ESTATES
Legal Range	13
Legal Township	19
Legal Section	10
Legal Subdivision	RODERICK INDIAN CREEK EST
Legal Lot Number	11
Jurisdiction	BAXTER AR
Township / Civil Division	MOUNTAIN HOME
Census Block Group	3
Census Block	3031
Census Tract	950200

Owner

Source: Baxter County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 BERTEL PL, MOUNTAIN HOME, AR 72653-5518
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Feb 5, 2019	Intrafamily Transfer, Transfer
Feb 5, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 26, 2018
Transfer Doc	L201901063
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	321 CHERRY LN, MOUNTAIN HOME, AR 72653-4209
Transaction Type	Mortgage
Record Updated	Feb 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202001481
Date	Feb 18, 2020
Instrument	L202001481

Lender

Name	ARVEST BANK
Type	Bank
Address	MOUNTAIN HOME, AR 72653

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 15, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAXTER AR
Recording Date	Feb 5, 2019
Property Address	321 CHERRY LN, MOUNTAIN HOME, AR 72653-4209
Document Number	L201901070
Instrument Date	Dec 26, 2018
Instrument	L201901070
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	89 BERTEL PLACE, HENDERSON, TX 75653

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAXTER AR
Recording Date	Feb 5, 2019
Property Address	321 CHERRY LN, MOUNTAIN HOME, AR 72653-4209
Document Number	L201901063
Instrument Date	Dec 26, 2018
Instrument	L201901063
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 BERTEL PL, MOUNTAIN HOME, AR 72653-5518

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Mountain Home City
Unified School District	Mountain Home School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,201.00	$28,160 (-) Land $3,400 Building $24,760
2024	$1,201.00 (+5.54%)
2023	$1,138.00	$28,160 Land $3,400 Building $24,760	$140,800 Land $17,000 Building $123,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Nov 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN HOME WATERWORKS serves 19,618 people · EPA ID AR0000025
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NEXT, Powered by NAEC.

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