321 Chenowith Dr, Stevensville, MD 21666 Property Records

Queen Anne's County property record for 321 Chenowith Dr, Stevensville, MD 21666

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,260 sqft · built 1959
Lot Size	0.355 acres (15,450 sqft)
Owner	Individual Name on Record
Last Sale	$272,500 (Oct 2019)
Tax Bill	$2,748 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-050959`

Property Details

APN / Parcel Number

Primary APN	`04-050959`
Alternative APNs	`4050959` `050959`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,260 sqft Total Area
Utility Area	112 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,450 sqft (0.355 acres)
Lot Dimensions	206 ft deep x 75 ft wide
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	050959
Street Address	321 CHENOWITH DR
City	STEVENSVILLE
State	MD
Zip	21666-2669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-20
Legal Description	LOT 24-BLK 28-SECT 2 BAY CITY
Legal Subdivision	BAY CITY
Legal Block	28
Legal Lot Number	24
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2024
Census Tract	810901

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	321 CHENOWITH DR, STEVENSVILLE, MD 21666-2669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · FHA Mortgage TOWNEBANK MORTGAGE
Oct 9, 2019	Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2019 · Amount on Record
Deed Sale	Oct 9, 2019 · Amount on Record
Prior Sale	Jun 29, 2005 · Amount on Record
Deed Book / Page	3176 / 95
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	321 CHENOWITH DR, STEVENSVILLE, MD 21666-2669
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039420003
Date	Jan 11, 2022
Book Page	3942/3

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Oct 9, 2019
Property Address	321 CHENOWITH DR, STEVENSVILLE, MD 21666-2669
Document Number	0031760095
Book / Page	003176 / 000095
Instrument Date	Aug 30, 2019
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	INTERSTATE TITLE, INTERSTATE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	321 CHENOWITH DR STEVENSVILLE MD 216662669, STEVENSVILLE, MD 21666-2669

Mortgage

Document Number	31760100
Date	Oct 9, 2019
Book Page	003176/000100

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,400 (+25.34%) Land $182,600 Building $146,800	$329,400 (+25.34%) Land $182,600 Building $146,800
2025	$2,748.00 (+11.03%) Homeowner's exemption
2023	$2,475.00 Homeowner's exemption	$262,800 Land $161,000 Building $101,800	$262,800 Land $161,000 Building $101,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 85 policies
Nearby Flood Policies	85 in force
Nearby Flood Claims	113 (1978–2024)
Claims Outside the SFHA	19 of 113
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 86 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEVENSVILLE serves 9,155 people · EPA ID MD0170019
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

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