Ashe County property record for 321 Charter Pl, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 4,372 sqft · built 2001 |
| Lot Size | 0.823 acres (35,850 sqft) |
| Owner | Company Name on Record |
| Last Sale | $985,000 (May 2023) |
| Tax Bill | $3,455 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09302-293-065 |
| Primary APN | 09302-293-065 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 11 Plumbing Fixtures |
|---|---|
| Building Area | 4,372 sqft Heated Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Contemporary |
| Lot Area | 35,850 sqft (0.823 acres) |
| Cooling System | Central |
|---|
| Account Number | 114464 |
|---|---|
| Old Parcel Number | 09302293065 |
| Street Address | 321 CHARTER PL |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9697 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 65 (.823 A) HWY 88 |
| Legal Subdivision | JEFFERSON LANDING |
| Legal Lot Number | 65 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 970501 |
Source: Ashe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 321 CHARTER PL, JEFFERSON, NC 28640-9697 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 26, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on Record |
| Deed Sale | May 26, 2023 · Amount on Record |
| Prior Sale | Jun 30, 2011 · Amount on Record |
| Deed Document Number | 20232228 |
| Deed Book / Page | 552 / 2074 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 321 CHARTER PL, JEFFERSON, NC 28640-9697 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 00522/1711 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 522/1711 |
| Instrument | 481 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | May 26, 2023 |
| Property Address | 321 CHARTER PL, JEFFERSON, NC 28640-9697 |
| Document Number | 00552/2074 |
| Book / Page | 552 / 2074 |
| Map Reference | MB 5 PG 185 |
| Instrument Date | May 25, 2023 |
| Instrument | 2228 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,970.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 CHARTER PL, JEFFERSON, NC 28640-9697 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 390 STONEHAVEN DR APT C1, C1, JEFFERSON, NC 28640-9884 |
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,455.00 | $687,000 (-) Land $70,000 Building $617,000 | $687,000 (-) Land $70,000 Building $617,000 |
| 2025 | $3,455.00 (+6.34%) | $687,000 (-) Land $70,000 Building $617,000 | $687,000 (-) Land $70,000 Building $617,000 |
| 2023 | $3,249.00 (+28.01%) | $687,000 (+45.86%) Land $70,000 Building $617,000 | $687,000 (+45.86%) Land $70,000 Building $617,000 |
| 2022 | $2,538.00 | $471,000 Land $90,000 Building $381,000 | $471,000 Land $90,000 Building $381,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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