321 Charles St, Avondale, CO 81022 Property Records

Pueblo County property record for 321 Charles St, Avondale, CO 81022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1972
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$243,000 (Mar 2024)
Tax Bill	$2,271 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage May 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1208102002`

Property Details

APN / Parcel Number

Primary APN	`1208102002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Total Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	321 CHARLES ST
City	AVONDALE
State	CO
Zip	81022-5007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 3 BLK 2 MC HARGS SUB 4TH
Legal Range	62
Legal Township	21
Legal Section	08
Legal Quarter	NE
Legal Subdivision	MC HARGS SUB
Legal Block	2
Legal Lot Number	3
Jurisdiction	PUEBLO CO
Township / Civil Division	AVONDALE
Census Block Group	3
Census Block	3020
Census Tract	3200

Owner

321 Charles St is owned and occupied by an individual who bought it in March 2024.

Source: Pueblo County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	321 CHARLES ST, AVONDALE, CO 81022-5007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Warranty Deed, Transfer · Conventional Mortgage ADVANTAGE HOME MORTGAGE LLC
May 25, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 17, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jan 16, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2024 · Amount on File
Deed Sale	Mar 26, 2024 · Amount on File
Prior Sale	May 25, 2021
Deed Document Number	2338099
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUEBLO CO
Recording Date	Mar 26, 2024
Property Address	321 CHARLES ST, AVONDALE, CO 81022-5007
Document Number	0002338099
Map Reference	MB 2574 PG 700
Instrument Date	Mar 22, 2024
Instrument	2338099
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	CSTONE TITLE, CAPSTONE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CHARLES ST, AVONDALE, CO 81022-5007

Mortgage

Document Number	0002338100
Date	Mar 26, 2024
Instrument	2338100

Lender

Name	ADVANTAGE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUEBLO CO
Recording Date	May 25, 2021
Property Address	321 CHARLES ST, AVONDALE, CO 81022-5007
Document Number	0002227655
Instrument Date	May 21, 2021
Instrument	2227655
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CHARLES ST, AVONDALE, CO 81022-5007

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUEBLO CO
Property Address	321 CHARLES ST, AVONDALE, CO 81022-5007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002172441
Date	Mar 17, 2020
Instrument	2172441

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 5, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUEBLO CO
Recording Date	Jan 16, 2019
Property Address	321 CHARLES ST, AVONDALE, CO 81022-5007
Document Number	0002128147
Instrument Date	Jan 11, 2019
Instrument	2128147
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9.60
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 176 AVONDALE CO 810220176, AVONDALE, CO 81022-0176

Mortgage

Document Number	2128148
Date	Jan 16, 2019
Instrument	2128148

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 321 Charles St was $2,271, up 41.7% from the year before.

Source: Pueblo County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Pueblo County
Unified School District	Pueblo County School District 70 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,271.00 (+41.67%)	$18,860 (+35.49%) Land $1,312 Building $17,548	$301,809 Land $21,000 Building $280,809
2024	$1,603.00 (-1.05%)	$13,920 (-20.95%) Land $795 Building $13,125
2023	$1,620.00 (+14%)	$17,610 (+42.48%) Land $1,010 Building $16,600	$262,737 (+47.74%) Land $15,000 Building $247,737
2022	$1,421.00	$12,360 Land $170 Building $12,190	$177,843 Land $2,400 Building $175,443

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Charles St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2015–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Charles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVONDALE WSD serves 1,615 people · EPA ID CO0151050
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SECOM Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Kellin Communications Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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