321 Chappaquiddick Rd, Edgartown, MA 02539 Property Records

Dukes County and Edgartown Town property record for 321 Chappaquiddick Rd, Edgartown, MA 02539

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,396 sqft · built 1992
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$1,100,000 (Jun 2019)
Tax Bill$4,883 (2026)
Deeds & MortgagesDec 2025 Line of Credit
Jan 2021 Line of Credit
+ 5 more
Flood ZoneZone X (minimal risk)
APNT5895

Property Details

APN / Parcel Number

Primary APNT5895
Alternative APN
  • EDGA M:0034 B:0209 L

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,396 sqft Living Area
Gross Area4,948 sqft
Basement Area976 sqft
Unfinished Basement976 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberT5895
Street Address321 CHAPPAQUIDDICK RD
CityEDGARTOWN
StateMA
Zip02539-4938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12
Legal Block209
JurisdictionEDGARTOWN MA
Township / Civil DivisionEDGARTOWN
Census Block Group1
Census Block1001
Census Tract200300

Owner

Source: Dukes County and Edgartown Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address152 N MAIN ST, 3E, CONCORD, NH 03301-8922
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Line of Credit
ROCKLAND TRUST CO
Jan 8, 2021Deed of Trust, Mortgage · Line of Credit
ROCKLAND TRUST CO
Apr 1, 2022Deed of Trust, Mortgage · Line of Credit
ROCKLAND TRUST CO
Oct 28, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CMG MORTGAGE INC
May 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
MARTHA VINEYARD SB
May 18, 2020Deed of Trust, Mortgage · Line of Credit
MARTHA VINEYARD SB
Jun 27, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2019 · Amount on Record
Deed SaleJun 27, 2019 · Amount on Record
Prior SaleJul 18, 1997 · Amount on Record
Deed Document Number20193509
Deed Book / Page1499 / 981
Prior Transfer DateJun 25, 2019
Prior Transfer Doc1499-981
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEDGARTOWN MA
Property Address321 CHAPPAQUIDDICK RD, EDGARTOWN, MA 02539-4938
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001726-702
DateDec 29, 2025
Book Page1726/702
Instrument6308
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term277 Months
DueJan 1, 2049
Interest
Rate TypeAdjustable Rate

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEDGARTOWN MA
Property Address321 CHAPPAQUIDDICK RD, EDGARTOWN, MA 02539-4938
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001559-325
DateJan 8, 2021
Book Page1559/325
Instrument202100000132
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueFeb 1, 2041
Interest
Rate TypeAdjustable Rate

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEDGARTOWN MA
Property Address321 CHAPPAQUIDDICK RD, EDGARTOWN, MA 02539-4938
Transaction TypeMortgage
Record UpdatedApr 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001620-190
DateApr 1, 2022
Book Page1620/190
Instrument2135
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term541 Months
DueMay 1, 2067
Interest
Rate TypeAdjustable Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEDGARTOWN MA
Property Address321 CHAPPAQUIDDICK RD, EDGARTOWN, MA 02539-4938
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1548-733
DateOct 28, 2020
Book Page1548/733
Instrument6848
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEDGARTOWN MA
Property Address321 CHAPPAQUIDDICK RD, EDGARTOWN, MA 02539-4938
Document Number1529-215
Instrument DateMay 18, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address321 CHAPPAQUIDDICK RD EDGARTOWN MA 025394938, EDGARTOWN, MA 02539-4938

Mortgage

Document Number1529-215
DateMay 18, 2020
Book Page001529/000215
Instrument2769
Lender
NameMARTHA VINEYARD SB
TypeFederal Savings Bank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 17, 2035

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEDGARTOWN MA
Property Address321 CHAPPAQUIDDICK RD, EDGARTOWN, MA 02539-4938
Document Number1529-228
Instrument DateMay 18, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address321 CHAPPAQUIDDICK RD EDGARTOWN MA 025394938, EDGARTOWN, MA 02539-4938

Mortgage

Document Number1529-228
DateMay 18, 2020
Book Page001529/000228
Instrument2770
Lender
NameMARTHA VINEYARD SB
TypeFederal Savings Bank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 17, 2045
Interest
Rate TypeAdjustable Rate

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEDGARTOWN MA
Recording DateJun 27, 2019
Property Address321 CHAPPAQUIDDICK RD, EDGARTOWN, MA 02539-4938
Document Number1499-981
Book / Page1499 / 981
Instrument DateJun 25, 2019
Instrument3509
Transaction TypeTransfer
Record UpdatedJun 1, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address152 N MAIN ST APT 3E, 3E, CONCORD, NH 03301-8922

Mortgage

Document Number3510
DateJun 27, 2019
Instrument3510
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Dukes County and Edgartown Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyDukes County
County SubdivisionEdgartown Town
Secondary School DistrictMartha's Vineyard School District (09 - 12)
Elementary School DistrictEdgartown School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,883.00 (+5.1%)$1,968,800 (+12.29%) Land $205,800 Building $1,763,000$2,111,165
2025$4,646.00 (+17.62%)$1,753,300 (+13.19%) Land $228,700 Building $1,524,600
2024$3,950.00 (+15.77%)$1,549,000 (+14.42%) Land $228,700 Building $1,320,300
2023$3,412.00$1,353,800 Land $217,800 Building $1,136,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims5 (1991–2023)
Claims Outside the SFHA2 of 5
Most Recent ClaimFeb 2023 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
1,200 / 35
AT&T
Fixed Wireless
100 / 20

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