Simpson County property record for 321 Chaney Rd, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,384 sqft · built 2006 |
| Lot Size | 1.01 acres (44,301 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,000 (Feb 2020) |
| Tax Bill | $1,474 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Apr 2018 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 047-00-00-069.04 |
| Primary APN | 047-00-00-069.04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,301 sqft (1.01 acres) |
| Porch | Porch |
| Porch Area | 165 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 321 CHANEY RD |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-5109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 321 CHANEY ROAD |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 970200 |
321 Chaney Rd is owned and occupied by an individual who bought it in February 2020.
Source: Simpson County records, as of January 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 321 CHANEY RD, FRANKLIN, KY 42134-5109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2020 | Deed, Transfer · Conventional Mortgage THE GERMAN AMERICAN BANK |
| Apr 3, 2018 | Deed, Transfer · Line of Credit MEYER MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2020 · Amount on File |
| Deed Sale | Feb 25, 2020 · Amount on File |
| Prior Sale | Apr 3, 2018 · Amount on File |
| Deed Document Number | 1195611 |
| Deed Book / Page | D346 / 704 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Feb 25, 2020 |
| Property Address | 321 CHANEY RD, FRANKLIN, KY 42134-5109 |
| Document Number | 00D346/704 |
| Book / Page | D346 / 704 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 1195611 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 SPRINGFIELD ROAD, 500, FRANKLIN, KY 42134 |
| Name | Verified Name |
|---|---|
| Address | 321 CHANEY RD, FRANKLIN, KY 42134-5109 |
| Document Number | 0001195612 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 1195612 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Apr 3, 2018 |
| Property Address | 321 CHANEY RD, FRANKLIN, KY 42134-5109 |
| Document Number | 00D333/773 |
| Book / Page | D333 / 773 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 1185739 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 CHERRY ST, 321, FRANKLIN, KY 42134 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 321 CHANEY RD, FRANKLIN, KY 42134-5109 |
| Document Number | 0001185740 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 1185740 |
| Name | MEYER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 321 Chaney Rd was $1,474.
Source: Simpson County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,474.00 | $168,000 | $168,000 |
| 2023 | $1,564.00 | $168,000 | $168,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Chaney Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2010–2025) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Chaney Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIMPSON COUNTY WATER DISTRICT serves 8,946 people · EPA ID KY1070398 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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