321 Central St, Protivin, IA 52163 Property Records

Howard County property record for 321 Central St, Protivin, IA 52163

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1969
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Nov 2021)
Tax Bill	$1,006 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Nov 2021 Sale
APN	`280060012030000`

Property Details

APN / Parcel Number

Primary APN	`280060012030000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Basement Area	864 sqft
Unfinished Basement	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	10,062 sqft (0.231 acres)
Garage Type	Attached
Garage Area	633 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	321 CENTRAL ST
City	PROTIVIN
State	IA
Zip	52163-7709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 80.25' N 292.75' EX E 40' LOT 12 SUBDLOT 32 SUBD E 1/2 SE SW
Legal Range	11W
Legal Township	97N
Legal Section	13
Legal Subdivision	SUBDIVISION OF LOT 32
Legal Lot Number	12 & 32
Jurisdiction	HOWARD IA
Township / Civil Division	NEW OREGON
Census Block Group	2
Census Block	2086
Census Tract	960200

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	222 6TH ST E, CRESCO, IA 52136-1721
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2017	Deed of Trust, Mortgage · ARM VERIDIAN CU
Nov 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Prior Sale	Apr 13, 2011 · Amount on Record
Deed Document Number	20212067
Deed Book / Page	2021 / 2067
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	321 CENTRAL ST, PROTIVIN, IA 52163-7709
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/1259
Date	Aug 17, 2017
Book Page	2017/1259
Instrument	2017 1259

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	10.8%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Nov 9, 2021
Property Address	321 CENTRAL ST, PROTIVIN, IA 52163-7709
Document Number	02021/2067
Book / Page	2021 / 2067
Instrument Date	Nov 5, 2021
Instrument	2021 02067
Transaction Type	Transfer
Record Updated	Jun 29, 2022

Transaction

Amount	Amount Recorded
Tax	$63.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CENTRAL ST, PROTIVIN, IA 52163-7709

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Protivin City
Unified School District	Turkey Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,006.00	$76,570 (-) Land $5,640 Building $70,930	$76,570 (-) Land $5,640 Building $70,930
2025	$1,006.00 (+2.86%)	$76,570 (+11.54%) Land $5,640 Building $70,930	$76,570 (+11.54%) Land $5,640 Building $70,930
2024	$978.00 (+4.26%)
2023		$68,650 (+20.42%) Land $5,640 Building $63,010	$68,650 (+20.42%) Land $5,640 Building $63,010
2022	$938.00	$57,010 Land $5,640 Building $51,370
2021			$57,010 Land $5,640 Building $51,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROTIVIN WATER SUPPLY serves 269 people · EPA ID IA4552063
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	14 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
Nextlink Fixed Wireless	100 / 20

May also be available: Harmony Telephone Company.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Central St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures