321 Cedarbrook Dr, Painesville, OH 44077 Property Records

Lake County property record for 321 Cedarbrook Dr, Painesville, OH 44077

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,367 sqft · built 2007
Lot Size	0.192 acres (8,359 sqft)
Owner	2 Individual Names on File
Last Sale	$208,000 (May 2007)
Tax Bill	$7,836 (2023)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35-A-010-A-00-073-0`

Property Details

APN / Parcel Number

Primary APN	`35-A-010-A-00-073-0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,367 sqft Living Area
Gross Area	1,527 sqft
1st Floor Area	1,088 sqft
Basement Area	160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	8,359 sqft (0.192 acres)
Lot Dimensions	110 ft deep x 76 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 CEDARBROOK DR
City	PAINESVILLE
State	OH
Zip	44077-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 TRACT 3
Legal Subdivision	LIBERTY GREENS P.U.D.
Legal Tract	3
Legal Block	2
Legal Lot Number	2
Jurisdiction	LAKE OH
Township / Civil Division	PAINESVILLE
Census Block Group	2
Census Block	2007
Census Tract	204304

Owner

321 Cedarbrook Dr is owned by two individuals who bought it in May 2007.

Source: Lake County records, as of April 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 CEDARWOOD DR, PAINESVILLE, OH 44077
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Sep 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 10, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 15, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2007 · Amount on File
Deed Sale	May 3, 2007 · Amount on File
Prior Sale	Dec 27, 2006 · Amount on File
Deed Document Number	200715545
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Apr 16, 2026
Property Address	321 CEDARBROOK DR, PAINESVILLE, OH 44077-2813
Document Number	0000007724
Instrument Date	Apr 4, 2026
Instrument	20267724
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CEDARBROOK DR, PAINESVILLE, OH 44077-2813

Mortgage

Document Number	0000007724,
Date	Apr 16, 2026
Instrument	20267724

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 18, 2066

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Apr 1, 2026
Property Address	321 CEDARBROOK DR, PAINESVILLE, OH 44077-2813
Document Number	0000006474
Instrument Date	Mar 19, 2026
Instrument	20266474
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CEDARBROOK DR, PAINESVILLE, OH 44077-2813

Mortgage

Document Number	0000006474,
Date	Apr 1, 2026
Instrument	20266474

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 8, 2066

Interest

Rate	6.01%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	321 CEDARBROOK DR, PAINESVILLE, OH 44077-2813
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020545
Date	Sep 18, 2025
Instrument	2025R020545

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.9%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.9%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	321 CEDARBROOK DR, PAINESVILLE, OH 44077-2813
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031887
Date	Sep 10, 2021
Instrument	2021R031887

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	321 CEDARBROOK DR, PAINESVILLE, OH 44077-2813
Document Number	0000031719
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 CEDARBROOK DR PAINESVILLE OH 440772813, PAINESVILLE, OH 44077-2813

Mortgage

Document Number	0000031719
Date	Nov 20, 2017
Instrument	31719

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Painesville City
Unified School District	Riverside Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,150 Land $19,920 Building $89,230	$311,840 Land $56,910 Building $254,930
2023	$7,836.00 (+78.01%) Homeowner's exemption	$82,470 (-) Land $15,860 Building $66,610
2022	$4,402.00 Homeowner's exemption	$82,470 Land $15,860 Building $66,610
2021			$235,620 Land $45,310 Building $190,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Cedarbrook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Cedarbrook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAINESVILLE CITY PWS serves 31,728 people · EPA ID OH4301611
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Omni Fiber, Verizon.

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