Hart County property record for 321 Cedar Ln, Hartwell, GA 30643
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,754 sqft · built 1983 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $932,500 (May 2025) |
| Tax Bill | $2,598 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C81A-063 |
| Primary APN | C81A-063 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,754 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,443 sqft (0.63 acres) |
| Lot Dimensions | 150 ft deep x 1 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 544 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13793 |
|---|---|
| Old Parcel Number | C81A 063 |
| Street Address | 321 CEDAR LN |
| City | HARTWELL |
| State | GA |
| Zip | 30643-4285 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | .00AC |
| Legal Subdivision | CLASS A RURAL LAKE B+ LOT |
| Legal Lot Number | 1 |
| Jurisdiction | HART GA |
| Township / Civil Division | HARTWELL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 960503 |
321 Cedar Ln is owned and occupied by an individual who bought it in May 2025.
Source: Hart County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 CEDAR LN, HARTWELL, GA 30643-4285 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK |
| Mar 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2025 · Amount on File |
| Deed Sale | May 29, 2025 · Amount on File |
| Deed Document Number | 0001069214 |
| Deed Book / Page | 1069 / 214 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HART GA |
| Property Address | 321 CEDAR LN, HARTWELL, GA 30643-4285 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 321 CEDAR LN, HARTWELL, GA 30643-4285 |
| Document Number | 0009340000000131 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 0000000934/0000000131 |
| Name | SOUTH STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HART GA |
| Property Address | 321 CEDAR LN, HARTWELL, GA 30643-4285 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0008390061 |
|---|---|
| Date | Mar 23, 2018 |
| Book Page | 839/61 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 321 Cedar Ln was $2,598 with exemptions applied.
Source: Hart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Hart County |
| Unified School District | Hart County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,598.00 Homeowner's exemption Senior Citizen's exemption | $204,940 Land $116,000 Building $88,940 | $512,350 Land $290,000 Building $222,350 |
| 2023 | $2,996.00 (-17.05%) Homeowner's exemption | $194,949 (+4%) Land $116,000 Building $78,949 | $487,372 (+4%) Land $290,000 Building $197,372 |
| 2022 | $3,612.00 Homeowner's exemption | $187,448 Land $116,000 Building $71,448 | $468,620 Land $290,000 Building $178,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 321 Cedar Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Cedar Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 97.1% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| HTC Fiber | 1,000 / 1,000 |
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