321 Cedar Lane Rd, Westminster, SC 29693 Property Records

Oconee County property record for 321 Cedar Lane Rd, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1984
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$188,500 (Aug 2021)
Tax Bill	$784 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`310-00-01-019`

Property Details

APN / Parcel Number

Primary APN	`310-00-01-019`
Alternative APN	`43437`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Vinyl
Foundation Type	Raised
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43437
Old Parcel Number	310 00 01 019
Street Address	321 CEDAR LANE RD
City	WESTMINSTER
State	SC
Zip	29693-6006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR LANE RD (1.50 AC)
Legal Subdivision	JAMES G HART
Legal Block	1
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	1
Census Block	1006
Census Tract	30903

Owner

Source: Oconee County records · APN 310-00-01-019

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	321 CEDAR LANE RD, WESTMINSTER, SC 29693-6006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed, Transfer · FHA Mortgage AMERIS BANK
Apr 12, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY FIRST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Deed Document Number	0000003101
Deed Book / Page	2721 / 274
Record Updated	Jun 08, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 24, 2021
Property Address	321 CEDAR LANE RD, WESTMINSTER, SC 29693-6006
Document Number	0000003101
Book / Page	2721 / 274
Instrument Date	Aug 23, 2021
Instrument	3101
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$697.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 CEDAR LANE RD, WESTMINSTER, SC 29693-6006

Mortgage

Document Number	0000003102
Date	Aug 24, 2021
Book Page	4204/321
Instrument	3102

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	321 CEDAR LANE RD, WESTMINSTER, SC 29693-6006
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012601
Date	Apr 12, 2017
Book Page	3598/001
Instrument	12601

Lender

Name	COMMUNITY FIRST BANK
Type	Bank
Address	SENECA, SC 29679

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 04, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oconee County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$784.00	$7,483 (-) Land $720 Building $6,763	$187,080 (-) Land $18,000 Building $169,080
2023		$7,483 Land $720 Building $6,763	$187,080 Land $18,000 Building $169,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

Based on FCC filings for 14 locations within half a mile of this property.

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