321 Cedar Grove Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 321 Cedar Grove Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,757 sqft · built 2002
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$494,000 (Jan 2025)
Tax Bill	$5,001 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-904-90213099`

Property Details

APN / Parcel Number

Primary APN	`01-904-90213099`
Alternative APNs	`190490213099` `90490213099`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,757 sqft Living Area
1st Floor Area	677 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
Porch	Open Porch
Porch Area	80 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	90490213099
Street Address	321 CEDAR GROVE RD
City	EDGEWATER
State	MD
Zip	21037-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 1526 1527 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	1
Legal Lot Number	1526
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1008
Census Tract	701104

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 CEDAR GROVE RD, EDGEWATER, MD 21037-2917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed, Transfer · VA Mortgage BAY CAPITAL MORTGAGE CORP
Sep 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2025 · Amount on Record
Deed Sale	Jan 14, 2025 · Amount on Record
Prior Sale	Mar 10, 2022 · Amount on Record
Deed Book / Page	41030 / 313
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 10, 2022
Property Address	321 CEDAR GROVE RD, EDGEWATER, MD 21037-2917
Document Number	0384600198
Book / Page	38460 / 198
Map Reference	MB 8 FO 9
Instrument Date	Jan 14, 2022
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	321 CEDAR GROVE RD, EDGEWATER, MD 21037-2917

Mortgage

Document Number	0038460205
Date	Mar 10, 2022
Instrument	38460/205

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	321 CEDAR GROVE RD, EDGEWATER, MD 21037-2917
Document Number	0325410383
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 CEDAR GROVE RD EDGEWATER MD 210372917, EDGEWATER, MD 21037-2917

Mortgage

Document Number	0325410383
Date	Oct 4, 2018
Book Page	032541/000383

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,000 (+23.22%) Land $220,000 Building $203,000	$423,000 (+23.22%) Land $220,000 Building $203,000
2025	$5,001.00 (+33.43%)
2023	$3,748.00	$343,300 Land $170,000 Building $173,300	$343,300 Land $170,000 Building $173,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2014–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Grove Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures