321 Cedar Ct, Wayland, MI 49348 Property Records

Allegan County property record for 321 Cedar Ct, Wayland, MI 49348

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,488 sqft · built 1962
Lot Size	0.253 acres (11,021 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Feb 2012)
Tax Bill	$3,094 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`56-100-010-00`

Property Details

APN / Parcel Number

Primary APN	`56-100-010-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	98 ft deep x 112 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 CEDAR CT
City	WAYLAND
State	MI
Zip	49348-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 10 EX W 37.5 FT ALSO LOT 11 BANAS ADDITION TO THE VILLAGE (NOW CITY) OF WAYLAND. SEC 6 T3N R11W.
Legal Range	11W
Legal Township	03N
Legal Section	06
Legal Subdivision	BANAS ADD
Legal Lot Number	10-11
Jurisdiction	ALLEGAN MI
Township / Civil Division	WAYLAND
Census Block Group	1
Census Block	1049
Census Tract	30502

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 CEDAR CT, WAYLAND, MI 49348-1303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 23, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 30, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Sep 27, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 3, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2012 · Amount on Record
Deed Sale	Feb 23, 2012 · Amount on Record
Deed Book / Page	3592 / 760
Last Transfer Date	Jan 2, 2020
Transfer Doc	004418/480
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Recording Date	Jun 4, 2026
Property Address	321 CEDAR CT, WAYLAND, MI 49348-1303
Document Number	0000009181
Book / Page	5143 / 750
Instrument Date	May 30, 2026
Instrument	20269181
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CEDAR CT, WAYLAND, MI 49348-1303

Mortgage

Document Number	0000009181,
Date	Jun 4, 2026
Book Page	5143/750
Instrument	20269181

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.64%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	321 CEDAR CT, WAYLAND, MI 49348-1303
Transaction Type	Mortgage
Record Updated	May 1, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CEDAR CT, WAYLAND, MI 49348-1303

Mortgage

Document Number	004700/580
Date	Nov 23, 2021
Book Page	4700/580

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	321 CEDAR CT, WAYLAND, MI 49348-1303
Transaction Type	Mortgage
Record Updated	May 1, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004517/814
Date	Sep 30, 2020
Book Page	4517/814

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	321 CEDAR CT, WAYLAND, MI 49348-1303
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CEDAR CT, WAYLAND, MI 49348-1303

Mortgage

Document Number	004801/704
Date	Sep 27, 2022
Book Page	4801/704
Instrument	2022018731

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jan 3, 2020
Property Address	321 CEDAR CT, WAYLAND, MI 49348-1303
Document Number	004418/480
Book / Page	4418 / 480
Map Reference	LB 7 PG 34
Instrument Date	Jan 2, 2020
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 CEDAR CT, WAYLAND, MI 49348-1303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CEDAR CT, WAYLAND, MI 49348-1303

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Wayland City
Unified School District	Wayland Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,000 (+10.78%) Land $23,600 Building $124,400	$296,000 (+10.78%) Land $47,200 Building $248,800
2025	$3,094.00 (+2.82%) Homeowner's exemption	$133,600 (+28.34%) Land $19,700 Building $113,900	$267,200 (+28.34%) Land $39,400 Building $227,800
2024	$3,009.00 (+10.1%)
2023		$104,100 Land $14,100 Building $90,000	$208,200 Land $28,200 Building $180,000
2022	$2,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYLAND serves 4,435 people · EPA ID MI0006940
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Truestream.

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