321 Castle St, Sandwich, IL 60548 Property Records

DeKalb County property record for 321 Castle St, Sandwich, IL 60548

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · built 1860
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,500 (Jul 2025)
Tax Bill	$5,024 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-26-454-002`

Property Details

APN / Parcel Number

Primary APN	`19-26-454-002`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	66 ft deep x 132 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1926454002
Street Address	321 CASTLE ST
City	SANDWICH
State	IL
Zip	60548-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 - BLK 8 - HENDEES ADDITION
Legal Subdivision	HENDEES ADDITION
Legal Block	8
Legal Lot Number	4
Jurisdiction	DE KALB IL
Township / Civil Division	SANDWICH
Census Block Group	1
Census Block	1045
Census Tract	2000

Owner

Source: DeKalb County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2423 OAK TREE LN, PLAINFIELD, IL 60586-6106
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 11, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Oct 24, 2017	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2025 · Amount on Record
Deed Sale	Jul 11, 2025 · Amount on Record
Prior Sale	Oct 24, 2017 · Amount on Record
Deed Document Number	20255203
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	321 CASTLE ST, SANDWICH, IL 60548-1533
Document Number	0000012907
Instrument Date	Nov 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 19, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 CASTLE ST SANDWICH IL 605481533, SANDWICH, IL 60548-1533

Mortgage

Document Number	0000012907
Date	Dec 3, 2020
Instrument	12907

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Dec 2, 2047

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 24, 2017
Property Address	321 CASTLE ST, SANDWICH, IL 60548-1533
Document Number	0000010598
Instrument Date	Oct 23, 2017
Instrument	10598
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 E SPRING ST YORKVILLE IL 605602208, YORKVILLE, IL 60560-2208

Mortgage

Document Number	10599
Date	Oct 24, 2017
Instrument	10599

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sandwich Township
Municipality	Sandwich City
Unified School District	Sandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,091 (+22.25%) Land $20,133 Building $51,958	$216,273 (+22.25%) Land $60,399 Building $155,874
2024	$5,024.00
2023		$58,969 Land $16,468 Building $42,501	$176,907 Land $49,404 Building $127,503

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDWICH serves 7,156 people · EPA ID IL0374850
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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