321 Carter Trl, Spring Hill, TN 37174 Property Records

Maury County property record for 321 Carter Trl, Spring Hill, TN 37174

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,953 sqft · built 2017
Lot Size	0.185 acres (8,094 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (May 2020)
Tax Bill	$2,900 (2025)
Deeds & Mortgages	May 2020 Sale & Construction Loan Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060043A A 04500`

Property Details

APN / Parcel Number

Primary APN	`060043A A 04500`
Alternative APN	`043A A 04500`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,953 sqft Living Area
1st Floor Area	1,953 sqft

Exterior

Year Built	Built 2017
Exterior Material	Siding
Lot Area	8,094 sqft (0.185 acres)
Lot Dimensions	142 ft deep x 57 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	438 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	398 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 CARTER TRL
City	SPRING HILL
State	TN
Zip	37174-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:61 DIST:03 CITY/MUNI/TWP:SPRING HILL SUBD:SOUTHERN SPRINGS PH 1 & 2 MAP REF:043A
Legal Subdivision	SOUTHERN SPRINGS PH 1 & 2
Legal Lot Number	61
Jurisdiction	MAURY TN
Township / Civil Division	11
Census Block Group	2
Census Block	2032
Census Tract	10203

Owner

321 Carter Trl is owned and occupied by two individuals who bought it in May 2020.

Source: Maury County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 CARTER TRL, SPRING HILL, TN 37174-1018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Warranty Deed, Construction Loan · Construction Mortgage FIRSTBANK
Aug 4, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST NAT'L BK/MIDDLE TN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2020 · Amount on File
Deed Sale	May 7, 2020 · Amount on File
Prior Sale	Aug 4, 2017 · Amount on File
Deed Document Number	20007380
Deed Book / Page	2631 / 422
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MAURY TN
Recording Date	May 7, 2020
Property Address	321 CARTER TRL, SPRING HILL, TN 37174-1018
Document Number	R2631422
Book / Page	002631 / 000422
Instrument Date	May 6, 2020
Instrument	7380
Transaction Type	Construction Loan
Record Updated	Jul 6, 2020
Title Company	RUDY TITLE AND ESCROW, RUDY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,554.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 CARTER TRL SPRING HILL TN 371741018, SPRING HILL, TN 37174-1018

Mortgage

Document Number	R2631424
Date	May 7, 2020
Book Page	002631/000424
Instrument	7381

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 6, 2021

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MAURY TN
Recording Date	Aug 4, 2017
Property Address	321 CARTER TRL, SPRING HILL, TN 37174-1018
Document Number	R2447920
Book / Page	002447 / 000920
Instrument Date	Jul 27, 2017
Instrument	11771
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 2, 2017
Title Company	RUDY TITLE AND ESCROW, RUDY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,405.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CARTER TRL SPRING HILL TN 371741018, SPRING HILL, TN 37174-1018

Mortgage

Document Number	R2447923
Date	Aug 4, 2017
Book Page	002447/000923
Instrument	11772

Lender

Name	FIRST NAT'L BK/MIDDLE TN
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 321 Carter Trl was $2,900.

Source: Maury County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Maury County
Municipality	Spring Hill City
Unified School District	Maury County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,900.00	$109,500 Land $22,500 Building $87,000
2023	$2,900.00	$109,500 (-) Land $22,500 Building $87,000
2022	$2,900.00	$109,500 Land $22,500 Building $87,000	$438,000 (-) Land $90,000 Building $348,000
2021			$438,000 Land $90,000 Building $348,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Carter Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Carter Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING HILL WATER DEPT serves 65,840 people · EPA ID TN0000667
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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