321 Capitol Reef St, Berthoud, CO 80513 Property Records

Larimer County property record for 321 Capitol Reef St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,300 sqft · built 2020
Lot Size	0.167 acres (7,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$512,870 (Apr 2021)
Tax Bill	$6,715 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94234-57-008`

Property Details

APN / Parcel Number

Primary APN	`94234-57-008`
Alternative APN	`R1666750`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,300 sqft Living Area
Gross Area	3,924 sqft
Basement Area	1,051 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,260 sqft (0.167 acres)
Garage Type	Attached
Garage Area	573 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Balcony Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1666750
Street Address	321 CAPITOL REEF ST
City	BERTHOUD
State	CO
Zip	80513-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLOCK 1, HERITAGE RIDGE FIFTH FILING, BER (20180011533)
Legal Range	69W
Legal Township	4N
Legal Section	23
Legal Subdivision	HERITAGE RIDGE 5TH FILING
Legal Block	1
Legal Lot Number	8
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4027
Census Tract	2700

Owner

Source: Larimer County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 CAPITOL REEF ST, BERTHOUD, CO 80513-2831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Apr 5, 2021	Special Warranty Deed, Transfer · Conventional Mortgage HOMESIDE LENDING INC
Apr 16, 2019	Loan Modification, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on Record
Deed Sale	Apr 5, 2021 · Amount on Record
Deed Document Number	202134222
Last Transfer Date	Mar 15, 2024
Transfer Doc	0000010682
Record Updated	Sep 20, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 21, 2024
Property Address	321 CAPITOL REEF ST, BERTHOUD, CO 80513-2831
Document Number	0000010682
Instrument Date	Mar 15, 2024
Instrument	20240010682
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	321 CAPITOL REEF ST, BERTHOUD, CO 80513-2831

Mortgage

Document Number	0000010683
Date	Mar 21, 2024
Instrument	20240010683

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 5, 2021
Property Address	321 CAPITOL REEF ST, BERTHOUD, CO 80513-2831
Document Number	0000034222
Instrument Date	Apr 2, 2021
Instrument	20210034222
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.29
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3760 E 15TH ST # ST202, 3760, LOVELAND, CO 80538-7010

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	321 CAPITAL REEF ST, BERTHOUD, CO 80513-2831

Mortgage

Document Number	0000034223
Date	Apr 5, 2021
Instrument	20210034223

Lender

Name	HOMESIDE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Recording Date	Apr 16, 2019
Property Address	321 CAPITOL REEF ST, BERTHOUD, CO 80513-2831
Instrument Date	Apr 12, 2019
Instrument	18778
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	FNTG-NCS COLORADO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2540 KING ARTHUR BLVD #200 LEWISVILLE TX 750565833, 200, LEWISVILLE, TX 75056-5833

Mortgage

Document Number	0000018778
Date	Apr 16, 2019
Instrument	18778

Lender

Name	REGIONS BK
Type	Bank
Address	1717 MCKINNEY AVE # 1200, DALLAS, TX 75202-1237

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,715.00 (+4.22%)	$37,419 (-7.12%) Land $10,056 Building $27,363	$598,700 (-0.43%) Land $160,900 Building $437,800
2024	$6,443.00 (+2.11%)
2023	$6,310.00 (+0.85%)	$40,287 (+7.9%) Land $10,780 Building $29,507	$601,300 (+11.93%) Land $160,900 Building $440,400
2022	$6,257.00	$37,336 Land $7,993 Building $29,343	$537,200 Land $115,000 Building $422,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hilltop Broadband Fiber	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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