321 Canham Rd, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 321 Canham Rd, Scotts Valley, CA 95066

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,052 sqft · built 1976
Lot Size	1 acres (43,604 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Jul 1998)
Tax Bill	$9,309 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`094-041-72`

Property Details

APN / Parcel Number

Primary APN	`094-041-72`
Alternative APNs	`094-041-72-000` `09404132000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,052 sqft Living Area
Gross Area	2,572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Lot Area	43,604 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	514 sqft
Patio Area	514 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 CANHAM RD
City	SCOTTS VALLEY
State	CA
Zip	95066-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	120901

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 CANHAM RD, SCOTTS VALLEY, CA 95066-2703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 2, 2021	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 1998 · Amount on Record
Deed Sale	Jul 28, 1998 · Amount on Record
Prior Sale	May 31, 1996 · Amount on Record
Deed Document Number	199843043
Prior Transfer Date	Aug 26, 1997
Prior Transfer Doc	0000041286
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 2, 2021
Property Address	321 CANHAM RD, SCOTTS VALLEY, CA 95066-2703
Document Number	0000030497
Map Reference	VOL 7 PG 58
Instrument Date	May 7, 2021
Instrument	2021-0030497
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	321 CANHAM RD, SCOTTS VALLEY, CA 95066-2703
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030498
Date	Jun 2, 2021
Instrument	2021-0030498

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 2, 2021
Property Address	321 CANHAM RD, SCOTTS VALLEY, CA 95066-2703
Document Number	0000030499
Map Reference	VOL 7 PG 58
Instrument Date	May 7, 2021
Instrument	2021-0030499
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	321 CANHAM RD, SCOTTS VALLEY, CA 95066-2703
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$791,551 (+2%) Land $287,836 Building $503,715
2025	$9,309.00 (+8.8%) Homeowner's exemption	$776,030 (+4.04%) Land $282,192 Building $493,838
2023	$8,556.00 (+1.66%) Homeowner's exemption	$745,896 Land $271,234 Building $474,662	$1,144,260
2022	$8,416.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2017–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Etheric Networks, T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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