Union County property record for 321 Candella Dr, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,715 sqft · built 2017 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $421,500 (Sep 2017) |
| Tax Bill | $3,917 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-042-189 |
| Primary APN | 06-042-189 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,715 sqft Living Area |
| 1st Floor Area | 1,682 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 41,382 sqft (0.95 acres) |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Porch | Slab |
| Porch Area | 93 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 321 CANDELLA DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-7928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-40 WESLE |
| Legal Description | CANDELLA PH3 LOT 43 OPCM671-680 FUTURE DEVELOPMENT OPCM491-492 / OPCM464-467 OPCM832-835 |
| Legal Subdivision | CANDELLA |
| Legal Lot Number | 43 |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 21021 |
321 Candella Dr, a rural home, is owned and occupied by two individuals who bought it in September 2017.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 CANDELLA DR, MATTHEWS, NC 28104-7928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| May 24, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Sep 22, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2017 · Amount on File |
| Deed Sale | Sep 22, 2017 · Amount on File |
| Prior Sale | Oct 31, 2016 · Amount on File |
| Deed Document Number | 201727885 |
| Deed Book / Page | 7019 / 445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 321 CANDELLA DR, MATTHEWS, NC 28104-7928 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007648108 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 7648/108 |
| Instrument | 13998 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 333 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 321 CANDELLA DR, MATTHEWS, NC 28104-7928 |
| Document Number | 7174603 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 321 CANDELLA DR WESLEY CHAPEL NC 281047928, WESLEY CHAPEL, NC 28104-7928 |
| Document Number | 7174603 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 007174/000603 |
| Instrument | 16051 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 22, 2017 |
| Property Address | 321 CANDELLA DR, MATTHEWS, NC 28104-7928 |
| Document Number | 7019445 |
| Book / Page | 007019 / 000445 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 27885 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $843.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 321 CANDELLA DR MATTHEWS NC 281047928, MATTHEWS, NC 28104-7928 |
| Document Number | 7019449 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 007019/000449 |
| Instrument | 27886 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2047 |
The 2025 property tax bill for 321 Candella Dr was $3,917.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wesley Chapel Village |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $804,200 (-) Land $154,500 Building $649,700 | $804,200 (-) Land $154,500 Building $649,700 | |
| 2025 | $3,917.00 | $804,200 Land $154,500 Building $649,700 | $804,200 Land $154,500 Building $649,700 |
| 2023 | $3,333.00 | $522,100 Land $81,600 Building $440,500 | $522,100 Land $81,600 Building $440,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Candella Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Candella Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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