321 Camp Rd, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 321 Camp Rd, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,448 sqft · built 1984
Lot Size	13.7 acres (598,514 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Feb 2021)
Tax Bill	$2,849 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1651402`

Property Details

APN / Parcel Number

Primary APN	`1651402`
Alternative APN	`57030`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,448 sqft Heated Area
Flooring	Wood

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	598,514 sqft (13.7 acres)
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	1,148 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	321 CAMP RD
City	RUTHERFORDTON
State	NC
Zip	28139-8432
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	RUTHERFORD NC
Township / Civil Division	UNION
Census Block Group	1
Census Block	1018
Census Tract	960400

Owner

321 Camp Rd is owned and occupied by two individuals who bought it in February 2021.

Source: Rutherford County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 CAMP RD, RUTHERFORDTON, NC 28139-8432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Nov 24, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 24, 2021	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Oct 1, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on File
Deed Sale	Feb 24, 2021 · Amount on File
Deed Document Number	2021
Deed Book / Page	2043 / 58
Prior Transfer Date	Sep 20, 2019
Prior Transfer Doc	0020262347
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	321 CAMP RD, RUTHERFORDTON, NC 28139-8432
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020543180
Date	Dec 7, 2021
Book Page	2054/3180

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	321 CAMP RD, RUTHERFORDTON, NC 28139-8432
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020540931
Date	Nov 24, 2021
Book Page	2054/931

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Feb 24, 2021
Property Address	321 CAMP RD, RUTHERFORDTON, NC 28139-8432
Document Number	0020430058
Book / Page	2043 / 58
Instrument Date	Feb 19, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	606 SIENNA WAY, 606, SUMMERVILLE, SC 29486-8410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CAMP RD, RUTHERFORDTON, NC 28139-8432

Mortgage

Document Number	0000204362
Date	Feb 24, 2021
Instrument	2043/62

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUTHERFORD NC
Recording Date	Oct 1, 2019
Property Address	321 CAMP RD, RUTHERFORDTON, NC 28139-8432
Document Number	0020262347
Book / Page	2026 / 2347
Instrument Date	Sep 20, 2019
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	RESEARCH TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	321 CAMP RD, RUTHERFORDTON, NC 28139-8432

Mortgage

Document Number	0020262351
Date	Oct 1, 2019
Instrument	2026/2351

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 321 Camp Rd was $2,849.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,849.00	$497,300 Land $47,700 Building $449,600	$497,300 Land $47,700 Building $449,600
2023		$497,300 Land $47,700 Building $449,600	$497,300 Land $47,700 Building $449,600
2022	$2,303.00
2021	$2,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Camp Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Camp Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Camp Rd

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