Calloway County property record for 321 Cambridge Dr, Murray, KY 42071
| Property Type | Other |
|---|---|
| Owner | Company Name on File |
| Tax Bill | $1,897 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-V-0002-00011 |
| Primary APN | 041-V-0002-00011 |
|---|---|
| Alternative APNs |
|
| Account Number | 95089 |
|---|---|
| Street Address | 321 CAMBRIDGE DR |
| City | MURRAY |
| State | KY |
| Zip | 42071-9099 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | 321,323,329,331 CAMBRIDGE DRIVE |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | MURRAY |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 10304 |
321 Cambridge Dr is owned by a company.
Source: Calloway County records, as of December 22, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3820 US HIGHWAY 641 S, MURRAY, KY 42071-7114 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FNB BANK |
| Feb 5, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0001201723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Sep 2, 2026 |
| Property Address | 321 CAMBRIDGE DR, MURRAY, KY 42071-9099 |
| Document Number | 0000743519 |
| Book / Page | 1558 / 54 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 2026743519 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | HOME TEAM TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 3820 STATE HIGHWAY 2547, MURRAY, KY 42071-7183 |
| Document Number | 0000743519, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 1558/54 |
| Instrument | 2026743519 |
| Name | FNB BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 5, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 321 CAMBRIDGE DR, MURRAY, KY 42071-9099 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001201/729 |
|---|---|
| Date | Feb 5, 2019 |
| Book Page | 1201/729 |
| Instrument | 632476 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Feb 1, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 321 Cambridge Dr was $1,897.
Source: Calloway County assessment roll, as of November 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Unified School District | Calloway County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,897.00 | $201,500 | $201,500 |
| 2023 | $1,927.00 | $201,500 | $201,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Cambridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Cambridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Mediacom Xtream.
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