321 Calhoun Dr, Florence, AL 35630 Property Records

Lauderdale County property record for 321 Calhoun Dr, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,513 sqft · built 1949
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (May 2026)
Tax Bill	$704 (2025)
Deeds & Mortgages	May 2026 Sale & Construction Loan Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-34-3-005-027-000`

Property Details

APN / Parcel Number

Primary APN	`15-08-34-3-005-027-000`
Alternative APNs	`100202` `1482`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,513 sqft Living Area
1st Floor Area	1,513 sqft
Utility Area	144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)
Lot Dimensions	191 ft deep x 165 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	100202
Street Address	321 CALHOUN DR
City	FLORENCE
State	AL
Zip	35630-1268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	165 X 191.4 LOT WOODLAND HOMES 3RD ADD LOT 19-20 .72 AC/C SEC 34 T2S R11W PB 2 PG 126
Legal Range	11W
Legal Township	02S
Legal Section	34
Legal Subdivision	WOODLAND HOMES
Legal Lot Number	19-20
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3003
Census Tract	11000

Owner

321 Calhoun Dr is owned and occupied by two individuals who bought it in May 2026.

Source: Lauderdale County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 CALHOUN DR, FLORENCE, AL 35630-1268
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed, Construction Loan · Construction Mortgage WOLFE FINANCIAL
Sep 17, 2021	Survivorship Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK FSB
Jan 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on File
Deed Sale	May 27, 2026 · Amount on File
Prior Sale	Sep 17, 2021 · Amount on File
Deed Document Number	2026
Record Updated	Sep 20, 2026

May 2026: Deed, Construction Loan

Document Type	Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 27, 2026
Property Address	321 CALHOUN DR, FLORENCE, AL 35630-1268
Instrument Date	May 26, 2026
Transaction Type	Construction Loan
Record Updated	Aug 29, 2026
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	321 CALHOUN DR, FLORENCE, AL 35630-1268

Mortgage

Date	May 27, 2026

Lender

Name	WOLFE FINANCIAL

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	0.64%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Sep 17, 2021
Property Address	321 CALHOUN DR, FLORENCE, AL 35630-1268
Document Number	2021/57936
Book / Page	2021 / 57936
Map Reference	MB 2 PG 126
Instrument Date	Sep 15, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 TYLER AVE, MUSCLE SHOALS, AL 35661-2326

Mortgage

Document Number	202157939202157939
Date	Sep 17, 2021
Instrument	2021/57939202157939

Lender

Name	FIRST FEDERAL BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jan 19, 2018
Property Address	321 CALHOUN DR, FLORENCE, AL 35630-1268
Document Number	02018/2266
Book / Page	2018 / 2266
Instrument Date	Jan 18, 2018
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	343 LUCAS ST, FLORENCE, AL 35630-1264

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CALHOUN DR, FLORENCE, AL 35630-1268

Tax Assessment & Valuation

The 2025 property tax bill for 321 Calhoun Dr was $704 with a homeowner's exemption, up 7.6% from the year before.

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$704.00 (+7.65%) Homeowner's exemption	$15,700 (+6.95%)	$159,640 (+8.84%) Land $21,200 Building $138,440
2024	$654.00 (+13.15%) Homeowner's exemption	$14,680 (+829.11%) Land $1,760 Building $12,920	$146,680 (+11.87%) Land $17,500 Building $129,180
2023	$578.00 (-48.3%) Homeowner's exemption	$1,580 (-93.08%) Land $1,580	$131,120 (+14.92%) Land $15,800 Building $115,320
2022	$1,118.00	$22,820	$114,100 Land $17,300 Building $96,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Calhoun Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Calhoun Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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