321 Cadorna Ave, McCloud, CA 96057 Property Records

Siskiyou County property record for 321 Cadorna Ave, McCloud, CA 96057

Property Summary

Property Type	Single Family Home
Lot Size	0.298 acres (12,995 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049-281-080-000`

Property Details

APN / Parcel Number

Primary APN	`049-281-080-000`
Alternative APN	`049-281-080`

Exterior

Lot Area	12,995 sqft (0.298 acres)

Location & Zoning

Old Parcel Number	049-281-080
Street Address	321 CADORNA AVE
City	MCCLOUD
State	CA
Zip	96057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES-1
Legal Subdivision	MC CLOUD SUB
Legal Lot Number	9
Jurisdiction	SISKIYOU CA
Township / Civil Division	MCCLOUD-MEDICINE LAKE
Census Block Group	1
Census Block	1051
Census Tract	1200

Owner

321 Cadorna Ave is owned and occupied by two individuals.

Source: Siskiyou County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 900, MCCLOUD, CA 96057-0900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SISKIYOU CA
Property Address	321 CADORNA AVE, MCCLOUD, CA 96057
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	MT SHASTA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001251
Date	Feb 10, 2020
Instrument	2020-0001251

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 321 Cadorna Ave was $1,378 with a homeowner's exemption.

Source: Siskiyou County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	California
County	Siskiyou County
Elementary School District	McCloud Union Elementary School District (KG - 08)
Secondary School District	Siskiyou Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$113,161 (+2%) Land $22,785 Building $90,376
2025	$1,378.00 Homeowner's exemption	$110,943 Land $22,339 Building $88,604
2023	$1,335.00 (+1.6%) Homeowner's exemption	$106,636 Land $21,472 Building $85,164
2022	$1,314.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 321 Cadorna Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective December 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (1995–2017)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Feb 2017 · Flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Cadorna Ave is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCLOUD C.S.D. serves 1,317 people · EPA ID CA4710006
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2024
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Coliform assessment Aug 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20