321 Button Wood Tree Ln, Elsberry, MO 63343 Property Records

Lincoln County property record for 321 Button Wood Tree Ln, Elsberry, MO 63343

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 2,036 sqft · built 2020
Lot Size	3.74 acres (162,958 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,646 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-80-33-000-000-002.024`

Property Details

APN / Parcel Number

Primary APN	`03-80-33-000-000-002.024`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,036 sqft Living Area
Basement Area	2,036 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Flat
Roof Material	Asphalt
Lot Area	162,958 sqft (3.74 acres)
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	321 BUTTON WOOD TREE LN
City	ELSBERRY
State	MO
Zip	63343-3047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BRYANT'S CREEK
Legal Range	01E
Legal Township	51N
Legal Section	33
Legal Subdivision	BRYANTS CREEK
Legal Lot Number	24
Jurisdiction	LINCOLN MO
Township / Civil Division	HURRICANE
Census Block Group	1
Census Block	1022
Census Tract	810100

Owner

321 Button Wood Tree Ln is owned and occupied by two individuals who acquired it in May 2019.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 BUTTON WOOD TREE LN, ELSBERRY, MO 63343-3047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO
May 13, 2019	Warranty Deed, Transfer MEYER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2019
Deed Sale	May 13, 2019
Deed Document Number	20193677
Deed Book / Page	2433 / 825
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	321 BUTTON WOOD TREE LN, ELSBERRY, MO 63343-3047
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 BUTTON WOOD TREE LN, ELSBERRY, MO 63343-3047

Mortgage

Document Number	002519/240
Date	Mar 11, 2026
Book Page	2519/240
Instrument	2026002151

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	321 BUTTON WOOD TREE LN, ELSBERRY, MO 63343-3047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2454/608
Date	Oct 30, 2020
Book Page	2454/608
Instrument	2020012684

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 13, 2019
Property Address	321 BUTTON WOOD TREE LN, ELSBERRY, MO 63343-3047
Document Number	2433/0825
Book / Page	2433 / 0825
Map Reference	MB 13 PG 55
Instrument Date	May 10, 2019
Instrument	2019003677
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26594 PIKE 225, EOLIA, MO 63344-4512

Tax Assessment & Valuation

The 2025 property tax bill for 321 Button Wood Tree Ln was $3,646.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Elsberry R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,198 (-) Land $7,062 Building $61,136
2025	$3,646.00	$68,198 Land $7,062 Building $61,136	$358,940 Land $37,170 Building $321,770
2023	$3,578.00 (+6.2%)	$62,592 Land $5,996 Building $56,595	$329,430 Land $31,560 Building $297,870
2022	$3,369.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Button Wood Tree Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Button Wood Tree Ln is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRYANTS CREEK SUBDIVISION private · serves 50 people · EPA ID MO6031657
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Button Wood Tree Ln

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