321 Buncombe St, Raleigh, NC 27609 Property Records

Wake County property record for 321 Buncombe St, Raleigh, NC 27609

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,808 sqft · built 2025
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$1,600,000 (Jul 2023)
Tax Bill	$12,381 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1705.05-08-5036-000`

Property Details

APN / Parcel Number

Primary APN	`1705.05-08-5036-000`
Alternative APNs	`1705.05-08-5036 0014547` `1705085036` `001454701` `0014547`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,808 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Lot Area	21,780 sqft (0.5 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	185 sqft
Deck Area	530 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0014547
Street Address	321 BUNCOMBE ST
City	RALEIGH
State	NC
Zip	27609-6311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LO260 COUNTRY CLUB HILLS RCMB BM2023-021
Legal Subdivision	COUNTRY CLUB HILLS
Legal Lot Number	260
Jurisdiction	WAKE NC
Township / Civil Division	RALEIGH
Census Block Group	3
Census Block	3010
Census Tract	51700

Owner

321 Buncombe St is owned by two individuals who bought it in July 2023.

Source: Wake County records, as of January 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33 N WATER ST, 510, NORWALK, CT 06854-2557
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 14, 2023	Warranty Deed, Transfer
Dec 21, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 19, 2022	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Deed Book / Page	19384 / 1734
Prior Transfer Date	Sep 12, 2022
Prior Transfer Doc	19150/1034
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	321 BUNCOMBE ST, RALEIGH, NC 27609-6311
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 BUNCOMBE ST, RALEIGH, NC 27609-6311

Mortgage

Document Number	20107/2270
Date	Dec 29, 2025
Book Page	20107/2270

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 14, 2023
Property Address	321 BUNCOMBE ST, RALEIGH, NC 27609-6311
Document Number	19384/1734
Book / Page	19384 / 1734
Map Reference	MB 1957 PG 119
Instrument Date	Jul 12, 2023
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Amount	Amount on Record
Tax	$3,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6252 TOWLES RD, WILMINGTON, NC 28409-2119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 N WATER ST, NORWALK, CT 06854-2282

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	321 BUNCOMBE ST, RALEIGH, NC 27609-6311
Transaction Type	Mortgage
Record Updated	Dec 29, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019227/13
Date	Dec 21, 2022
Book Page	19227/13

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Sep 19, 2022
Property Address	321 BUNCOMBE ST, RALEIGH, NC 27609-6311
Document Number	19150/1034
Book / Page	19150 / 1034
Map Reference	MB 1957 PG 119
Instrument Date	Sep 12, 2022
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 31627, RALEIGH, NC 27622-1627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 BUNCOMBE ST, RALEIGH, NC 27609-6311

Tax Assessment & Valuation

The 2025 property tax bill for 321 Buncombe St was $12,381.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,381.00	$1,419,700 Land $1,050,000 Building $369,700	$1,419,700 (-) Land $1,050,000 Building $369,700
2024			$1,419,700 (+6%) Land $1,050,000 Building $369,700
2023	$9,691.00 (+7.63%)	$887,329 (-) Land $650,000 Building $237,329	$887,329 (-) Land $650,000 Building $237,329
2022	$9,004.00	$887,329 Land $650,000 Building $237,329	$887,329 Land $650,000 Building $237,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Buncombe St in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	26 (1996–2024)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Fran, Sep 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Buncombe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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