321 Broad St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 321 Broad St, Oneida, NY 13421

Property Summary

Property TypeDuplex
Details6 bd · 2.5 ba · 3,196 sqft · built 1908
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Tax Bill$5,779 (2026)
Deeds & MortgagesJun 2017 Mortgage
APN251201 38.24-2-11

Property Details

APN / Parcel Number

Primary APN251201 38.24-2-11
Alternative APNs
  • 120103802400020110000000
  • INSIDE

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,196 sqft Total Area
1st Floor Area1,740 sqft
2nd Floor Area1,456 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Architectural StyleTraditional
Exterior MaterialWood
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions151 ft deep x 101 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address321 BROAD ST
CityONEIDA
StateNY
Zip13421-2103
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR3
Legal Block2
Legal Lot Number11.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group2
Census Block2022
Census Tract30102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Main-Broad-Grove Streets Historic District
listed 1983 · 194 contributing resources · NRIS 83001705

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County and Oneida City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address321 BROAD ST, ONEIDA, NY 13421-2103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address321 BROAD ST, ONEIDA, NY 13421-2103
Document Number0000003188
Instrument DateJun 13, 2017
Transaction TypeMortgage
Record UpdatedSep 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 BROAD ST ONEIDA NY 134212103, ONEIDA, NY 13421-2103

Mortgage

Document Number0000003188
DateJun 16, 2017
Instrument3188
Lender
NameAMERICU CU
TypeCredit Union
AddressROME, NY 13440
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 15, 2032

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,779.00 (-1.43%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$5,863.00 (+250.66%)$121,800 (-) Land $15,400 Building $106,400$171,549 (+7.04%) Land $21,690 Building $149,859
2023$121,800 (-) Land $15,400 Building $106,400$160,263 (+9.21%) Land $20,263 Building $140,000
2022$1,672.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption$121,800 Land $15,400 Building $106,400$146,747 Land $18,554 Building $128,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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