321 Bridge St, Spring City, PA 19475 Property Records

Chester County property record for 321 Bridge St, Spring City, PA 19475

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,686 sqft · built 1900
Lot Size0.315 acres (13,720 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Nov 2021)
Tax Bill$459 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-2-44

Property Details

APN / Parcel Number

Primary APN14-2-44
Alternative APNs
  • 1402 00440000
  • 1402 0044

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,686 sqft Living Area
Basement Area378 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Lot Area13,720 sqft (0.315 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area378 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address321 BRIDGE ST
CitySPRING CITY
StatePA
Zip19475-1319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT APTS & GAR
Legal SubdivisionWEST BRIDGE STREET
Legal Lot Number10,11
JurisdictionCHESTER PA
Township / Civil DivisionSPRING CITY
Census Block Group3
Census Block3009
Census Tract301100

Owner

Source: Chester County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address321 BRIDGE ST, SPRING CITY, PA 19475-1319
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Deed, Transfer · Conventional Mortgage
MORTGAGE AMERICA INC
May 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITADEL FCU
Nov 30, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CITADEL FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 23, 2021 · Amount on Record
Deed SaleNov 23, 2021 · Amount on Record
Prior SaleNov 13, 1998 · Amount on Record
Deed Document Number202111887121
Deed Book / Page10744 / 1122
Record UpdatedSep 20, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHESTER PA
Recording DateNov 23, 2021
Property Address321 BRIDGE ST, SPRING CITY, PA 19475-1305
Document Number0107441122
Book / Page10744 / 1122
Instrument DateNov 19, 2021
Instrument11887121
Transaction TypeTransfer
Record UpdatedDec 3, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address321 BRIDGE ST, SPRING CITY, PA 19475-1305

Mortgage

Document Number11887122
DateNov 23, 2021
Instrument11887122
Lender
NameMORTGAGE AMERICA INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER PA
Property Address321 BRIDGE ST, SPRING CITY, PA 19475-1305
Transaction TypeMortgage
Record UpdatedJun 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0105461532
DateMay 18, 2021
Book Page10546/1532
Instrument11834241
Lender
NameCITADEL FCU
TypeCredit Union
AddressEXTON, PA 19341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER PA
Property Address321 BRIDGE ST, SPRING CITY, PA 19475-1305
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0098501965
DateNov 30, 2018
Book Page9850/1965
Instrument11641632
Lender
NameCITADEL FCU
TypeCredit Union
AddressEXTON, PA 19341
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2033

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyChester County
MunicipalitySpring City Borough
Unified School DistrictSpring-Ford Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$459.00 (-89.04%)$103,110 (-) Land $32,250 Building $70,860$105,060 (-) Land $32,250 Building $72,810
2024$4,187.00$103,110 Land $32,250 Building $70,860
1998$105,060 Land $32,250 Building $72,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPA AMERICAN ROYERSFORD
private · serves 49,508 people · EPA ID PA1150166
Water SourceSurface water
Last State InspectionOct 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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