321 Boal St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 321 Boal St, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1875
Lot Size	0.02 acres (871 sqft)
Owner	Company Name on Record
Last Sale	$101,000 (Sep 2010)
Tax Bill	$5,066 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`086-0002-0179-00`

Property Details

APN / Parcel Number

Primary APN	`086-0002-0179-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,792 sqft Living Area
Gross Area	2,416 sqft
1st Floor Area	624 sqft
2nd Floor Area	1,168 sqft
Upper Floors Area	499 sqft
Basement Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	871 sqft (0.02 acres)
Lot Dimensions	54 ft deep x 16.7 ft wide
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	321 BOAL ST
City	CINCINNATI
State	OH
Zip	45202-0901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM12
Legal Description	BOAL ST 16.75 X 54 PT LOT 12 MANSFIELD & DAVIS SUB
Legal Subdivision	MANSFIELD & DAVIS SUB
Legal Lot Number	12
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1006
Census Tract	1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Prospect Hill Historic District listed 1980 · 271 contributing resources · NRIS 80003078

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	150 WOODSIDE PL, FORT THOMAS, KY 41075-1532
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK
Mar 16, 2026	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2010 · Amount on Record
Deed Sale	Sep 7, 2010 · Amount on Record
Prior Sale	May 25, 2010 · Amount on Record
Deed Document Number	2010103932
Deed Book / Page	11523 / 2239
Last Transfer Date	Mar 16, 2026
Transfer Doc	0000019272
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	321 BOAL ST, CINCINNATI, OH 45202-0901
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019408
Date	Feb 16, 2021
Book Page	14355/1331
Instrument	2021-0019408

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	321 BOAL ST, CINCINNATI, OH 45202-0901
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009926
Date	Feb 10, 2026
Book Page	15600/724
Instrument	2026-0009926

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 16, 2026
Property Address	321 BOAL ST, CINCINNATI, OH 45202-0901
Document Number	0000019272
Book / Page	15623 / 1168
Map Reference	MB 84 PG 138&139
Instrument Date	Mar 6, 2026
Instrument	2026-0019272
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 WOODSIDE PL, FORT THOMAS, KY 41075-1532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 WOODSIDE PL, FORT THOMAS, KY 41075-1532

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,066.00 (+3.14%)	$82,369 (-) Land $36,519 Building $45,850	$235,340 (-) Land $104,340 Building $131,000
2024	$4,912.00 (-2.21%)	$82,369 (-) Land $36,519 Building $45,850
2023	$5,023.00 (+17.22%)	$82,369 (+30.7%) Land $36,519 Building $45,850	$235,340 (+30.7%) Land $104,340 Building $131,000
2022	$4,285.00 Homeowner's exemption	$63,021 Land $20,804 Building $42,217
2020			$180,060 Land $59,440 Building $120,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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