321 Birch St, Omro, WI 54963 Property Records

Winnebago County property record for 321 Birch St, Omro, WI 54963

Property Summary

Property Type	Single Family Home
Lot Size	0.209 acres (9,097 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jul 2019)
Tax Bill	$3,914 (2024)
Deeds & Mortgages	Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`265-1014`

Property Details

APN / Parcel Number

Primary APN	`265-1014`
Alternative APN	`26975`

Exterior

Lot Area	9,097 sqft (0.209 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	26975
Street Address	321 BIRCH ST
City	OMRO
State	WI
Zip	54963-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSONS 2ND ADD LOT 4 EXC E 20 FT BLK D
Legal Range	15E
Legal Township	18N
Legal Section	08
Legal Subdivision	JOHNSONS 2ND ADD
Legal Block	D
Legal Lot Number	4
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OMRO
Census Block Group	1
Census Block	1014
Census Tract	2001

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 BIRCH ST, OMRO, WI 54963-1117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on File
Deed Sale	Jul 9, 2019 · Amount on File
Prior Sale	Jun 3, 2008 · Amount on File
Deed Document Number	20191793369
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	321 BIRCH ST, OMRO, WI 54963-1117
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001899669
Date	Feb 24, 2023
Instrument	1899669

Lender

Name	VERVE A CU
Type	Credit Union
Address	OSHKOSH, WI 54903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	242 Months
Due	Apr 20, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Omro City
Unified School District	Omro School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$248,600 (+63.98%) Land $18,200 Building $230,400
2024	$3,914.00 (+10.72%)
2023	$3,535.00 (+1.17%) Homeowner's exemption	$151,600 (-) Land $13,300 Building $138,300	$219,843 (+13.98%) Land $19,287 Building $200,556
2022	$3,494.00 Homeowner's exemption	$151,600 Land $13,300 Building $138,300	$192,885 Land $16,922 Building $175,963

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 units insured incl. 12 condo units
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OMRO WATERWORKS serves 3,629 people · EPA ID WI4710357
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20