Washington County property record for 321 Beech Bay Rd, Roper, NC 27970
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 578 sqft · built 1993 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,770 (2022) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 7820.00-15-9426 |
| Primary APN | 7820.00-15-9426 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 578 sqft Base Area |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Lot Area | 32,670 sqft (0.75 acres) |
| Terrain | Above Road/Slope |
| Deck Area | 1,064 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 8548 |
|---|---|
| Old Parcel Number | 8548 |
| Street Address | 321 BEECH BAY RD |
| City | ROPER |
| State | NC |
| Zip | 27970-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:2 CITY/MUNI/TWP:LEE'S MILL |
| Legal Subdivision | BEECH BAY |
| Jurisdiction | WASHINGTON NC |
| Township / Civil Division | LEES MILL |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 950100 |
Source: Washington County records · APN 7820.00-15-9426
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 BEECH BAY RD, ROPER, NC 27970-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD MORTGAGE |
| Feb 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD MORTGAGE SOLUTIONS LLC |
| Jul 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage WEYCO COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 07, 2018 |
| Deed Sale | Sep 07, 2018 |
| Deed Document Number | 298-22 |
| Deed Book / Page | 511 / 836 |
| Prior Transfer Date | Jul 27, 2017 |
| Prior Transfer Doc | 0000511836 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON NC |
| Recording Date | Jul 28, 2026 |
| Property Address | 321 BEECH BAY RD, ROPER, NC 27970-9564 |
| Document Number | 0000322402 |
| Book / Page | 565 / 200 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 2026322402 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 321 BEECH BAY RD, ROPER, NC 27970-9564 |
| Document Number | 0000322402, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 565/200 |
| Instrument | 2026322402 |
| Name | NEIGHBORHOOD MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON NC |
| Property Address | 321 BEECH BAY RD, ROPER, NC 27970-9564 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000551/963 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 551/963 |
| Instrument | 319484 |
| Name | NEIGHBORHOOD MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.8% |
| Type Change Date | Mar 01, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.8% |
| Max Rate At Change | 7.8% |
| Index | 5-Year TN |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON NC |
| Recording Date | Jul 27, 2017 |
| Property Address | 321 BEECH BAY RD, ROPER, NC 27970-9564 |
| Document Number | 000511/836 |
| Book / Page | 511 / 836 |
| Map Reference | CAB 3 SL 603 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 BEECH BAY RD, 321, ROPER, NC 27970-9564 |
| Name | Verified Name |
|---|---|
| Address | 1301 MOUNT TABOR RD, CRESWELL, NC 27928-9326 |
| Document Number | 000511/839 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 511/839 |
| Name | WEYCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, NC 27962 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 09, 2047 |
Source: Washington County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Washington County |
| Unified School District | Washington County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $199,000 Land $69,800 Building $129,200 | $199,000 (-4.48%) Land $69,800 Building $129,200 | |
| 2022 | $1,770.00 | $208,343 |
Source: FEMA National Flood Hazard Layer as of October 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1998–2026) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 36 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON COUNTY WATER SYSTEM serves 6,693 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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