Lake County property record for 321 Bayshore Dr, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,643 sqft · built 1989 |
| Lot Size | 0.379 acres (16,496 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Apr 2016) |
| Tax Bill | $10,400 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-17-100-015 |
| Primary APN | 12-17-100-015 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,643 sqft Living Area |
| Gross Area | 3,196 sqft |
| 1st Floor Area | 728 sqft |
| Upper Floors Area | 1,260 sqft |
| Basement Area | 728 sqft |
| Finished Basement | 655 sqft |
| Unfinished Basement | 73 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,496 sqft (0.379 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 321 BAYSHORE DR |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SE1/4 NW1/4 DAFS, BEG SECOR LOT 6 BLOCK 2 OF ARDEN SHO RE ESTATES SUB, SWLY ALG NLN SD LOT 6 TO NWCOR SD LOT 6 & EL Y ROW GREEN BAY RD, NWLY ALG SD ELY ROW GREEN BAY RD 137.8 |
| Legal Range | 12E |
| Legal Township | 44N |
| Legal Section | 17 |
| Legal Subdivision | ARDEN SHORE ESTATES SUB |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 863202 |
321 Bayshore Dr is owned and occupied by an individual who bought it in April 2016.
Source: Lake County records, as of August 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 BAYSHORE DR, LAKE BLUFF, IL 60044-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LENDING LLC |
| Nov 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2016 · Amount on File |
| Deed Sale | Apr 12, 2016 · Amount on File |
| Prior Sale | Mar 2, 2006 · Amount on File |
| Deed Document Number | 20167282964 |
| Prior Transfer Date | Apr 17, 1994 |
| Prior Transfer Doc | 0003530993 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 321 BAYSHORE DR, LAKE BLUFF, IL 60044-1225 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007729433 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 7729433 |
| Name | BLUELEAF LENDING LLC |
|---|---|
| Type | Lending Institution |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Nov 1, 2021 |
| Property Address | 321 BAYSHORE DR, LAKE BLUFF, IL 60044-1225 |
| Document Number | 0007839901 |
| Map Reference | DOC 297996 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 7839901 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 BAYSHORE DR, LAKE BLUFF, IL 60044-1225 |
| Document Number | 0007839902 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 7839902 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Aug 1, 2051 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $180,321 (+3.79%) Land $53,683 Building $126,638 | $541,017 (+3.79%) Land $161,065 Building $379,952 | |
| 2024 | $10,400.00 (+12.03%) | $173,737 (+8.48%) Land $51,723 Building $122,014 | $521,264 (+8.48%) Land $155,185 Building $366,079 |
| 2023 | $9,283.00 (+8.03%) | $160,156 (+11.01%) Land $47,680 Building $112,476 | $480,516 (+11.01%) Land $143,054 Building $337,462 |
| 2022 | $8,593.00 | $144,269 Land $42,950 Building $101,319 | $432,850 Land $128,863 Building $303,987 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 321 Bayshore Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2007–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 321 Bayshore Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE CO. PW - ARDEN SHORES ESTATES serves 105 people · EPA ID IL0975050 |
|---|---|
| Water Source | Purchased surface water from NORTH CHICAGO |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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