321 Bar None Rd, Jefferson, NC 28640 Property Records

Ashe County property record for 321 Bar None Rd, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 2020
Lot Size	54.8 acres (2,390,921 sqft)
Owner	Individual Name on Record
Last Sale	$1,249,000 (Oct 2025)
Tax Bill	$3,143 (2026)
Deeds & Mortgages	Oct 2025 Sale Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14379-235`

Property Details

APN / Parcel Number

Primary APN	`14379-235`
Alternative APNs	`143907309095` `111004` `119695`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,600 sqft Heated Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Lot Area	2,390,921 sqft (54.8 acres)

Location & Zoning

Account Number	119695
Old Parcel Number	14379235
Street Address	322 BAR NONE RD
City	JEFFERSON
State	NC
Zip	28640-9915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	54.888A '18 1.395 A FROM 14379-064 (PB 9/216)
Legal Subdivision	DERRICK ERVIN AND KIMBERLY ERVIN
Jurisdiction	ASHE NC
Township / Civil Division	PEAK CREEK
Census Block Group	1
Census Block	1015
Census Tract	970801

Owner

Source: Ashe County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2532 VAIL AVE, CHARLOTTE, NC 28207-2014
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Warranty Deed, Transfer
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 17, 2020	Deed of Trust, Mortgage · Commercial Mortgage STATE EMPLOYEES CU
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 28, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2025 · Amount on Record
Deed Sale	Oct 10, 2025 · Amount on Record
Prior Sale	Dec 28, 2021 · Amount on Record
Deed Document Number	20254720
Deed Book / Page	578 / 442
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Oct 10, 2025
Property Address	321 BAR NONE RD, JEFFERSON, NC 28640-9915
Document Number	000578/442
Book / Page	578 / 442
Map Reference	MB 10 PG 161
Instrument Date	Sep 30, 2025
Instrument	4720
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Amount	Amount Recorded
Tax	$2,498.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	464 YOUNG LANDING CT, CARY, NC 27513-4224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2532 VAIL AVE, CHARLOTTE, NC 28207-2014

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	322 BAR NONE RD, JEFFERSON, NC 28640-9915
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00515/2179
Date	Aug 20, 2020
Book Page	515/2179
Instrument	4010

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	COLLETTSVILLE, NC 28611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 28, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	322 BAR NONE RD, JEFFERSON, NC 28640-9915
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00516/2494
Date	Sep 17, 2020
Book Page	516/2494
Instrument	4574

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	DENVER, NC 28037

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	322 BAR NONE RD, JEFFERSON, NC 28640-9915
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000512/691
Date	May 20, 2020
Book Page	512/691
Instrument	2167

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Dec 28, 2021
Property Address	322 BAR NONE RD, JEFFERSON, NC 28640-9915
Document Number	00536/1266
Book / Page	536 / 1266
Map Reference	MB 10 PG 161
Instrument Date	Dec 21, 2021
Instrument	7731
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5321 BRIDGEVIEW DR, IRON STATION, NC 28080-9527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 YOUNG LANDING CT, CARY, NC 27513-4224

Mortgage

Document Number	0000007732
Date	Dec 28, 2021
Instrument	7732

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,143.00 (+81.78%)	$588,600 (+81.72%) Land $284,400 Building $304,200	$588,600 (+81.72%) Land $284,400 Building $304,200
2025	$1,729.00 (+3.91%)	$323,900 (-) Land $19,700 Building $304,200	$323,900 (-) Land $19,700 Building $304,200
2023	$1,664.00	$323,900 Land $19,700 Building $304,200	$323,900 Land $19,700 Building $304,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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