321 Bamberg Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 321 Bamberg Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 7.5 ba · 4,062 sqft · built 2012
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Trust Names on File
Last Sale	$867,000 (Dec 2019)
Tax Bill	$5,751 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`R60002300F01050000`

Property Details

APN / Parcel Number

Primary APN	`R60002300F01050000`
Alternative APN	`07477367`

Interior

Bedrooms	3 Beds
Full Baths	7.5 Baths
Half Baths	5 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,062 sqft Living Area
Gross Area	4,132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	432 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	321 BAMBERG DR
City	BLUFFTON
State	SC
Zip	29910-4899
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 330 BELFAIR S/D PH VI-A PB59 P2 PB63 P11
Legal Subdivision	BELFAIR PLANTATION
Legal Phase	6
Legal Lot Number	330
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2201

Owner

321 Bamberg Dr is owner-occupied and held in a trust since December 2019.

Source: Beaufort County records, as of June 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	321 BAMBERG DR, BLUFFTON, SC 29910-4899
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST CO INC
Dec 2, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Deed Document Number	201964934
Deed Book / Page	3816 / 1549
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	321 BAMBERG DR, BLUFFTON, SC 29910-4899
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019876
Date	Apr 23, 2019
Book Page	3753/2173
Instrument	2019019876

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 2, 2019
Property Address	321 BAMBERG DR, BLUFFTON, SC 29910-4899
Document Number	0000064934
Book / Page	003816 / 001549
Instrument Date	Nov 22, 2019
Instrument	64934
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,207.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	321 BAMBERG DR BLUFFTON SC 299104899, BLUFFTON, SC 29910-4899

Tax Assessment & Valuation

The 2025 property tax bill for 321 Bamberg Dr was $5,751, up 15.2% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,751.00 (+15.2%)	$46,150 (-13.65%)
2024	$4,992.00	$53,444 (-) Land $3,800 Building $49,644	$1,336,100 (-9.9%) Land $95,000 Building $1,241,100
2023	$4,992.00 (+8.97%)	$53,444 (+54.11%) Land $3,800 Building $49,644	$1,482,900 (+71.04%) Land $95,000 Building $1,387,900
2022	$4,581.00	$34,680 Land $2,800 Building $31,880	$867,000 Land $70,000 Building $797,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Bamberg Dr in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 371 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	797 units insured incl. 426 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Bamberg Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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