Orange County and Montgomery Town property record for 321 Bailey Rd, Montgomery, NY 12549
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,936 sqft · built 1946 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,500 (Aug 2008) |
| Tax Bill | $6,955 (2024) |
| Deeds & Mortgages | Apr 2023 Refinance Jan 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 334289 20-1-35 |
| Primary APN | 334289 20-1-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,936 sqft Living Area |
| Gross Area | 2,144 sqft |
| 1st Floor Area | 1,080 sqft |
| 2nd Floor Area | 856 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 74,052 sqft (1.7 acres) |
| View / Lot | Rural |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 427 sqft |
| Patio Area | 72 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 20-1-35 |
|---|---|
| Street Address | 321 BAILEY RD |
| City | MONTGOMERY |
| State | NY |
| Zip | 12549-2138 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RA3A |
| Legal Description | E S BAILEY RD LIFE ESTATE FOR CELESTINE M SMAHA |
| Legal Block | 1 |
| Legal Lot Number | 35.00 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10802 |
321 Bailey Rd, a duplex, is owned by an individual who bought it in August 2008.
Source: Orange County and Montgomery Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 205 MAIDEN LN, MAYBROOK, NY 12543-1015 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance MID HUDSON VALLEY FCU |
| Jan 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WALDEN SVGS BK |
| Nov 4, 2019 | Deed, Transfer · Stand-Alone Refinance WALDEN FEDERAL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2008 · Amount on File |
| Deed Sale | Aug 11, 2008 · Amount on File |
| Deed Book / Page | 12713 / 1658 |
| Prior Transfer Date | Aug 1, 2008 |
| Prior Transfer Doc | 1271001658 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 321 BAILEY RD, MONTGOMERY, NY 12549-2138 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000021703 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 15401/1843 |
| Instrument | 20230021703 |
| Name | MID HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 321 BAILEY RD, MONTGOMERY, NY 12549-2138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004429 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 14886/482 |
| Instrument | 20210004429 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Feb 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 321 BAILEY RD, MONTGOMERY, NY 12549-2138 |
| Document Number | 0000077867 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | HILL-N-DALE ABSTRACTERS INC. |
| Name | Verified Name |
|---|---|
| Address | 321 BAILEY RD MONTGOMERY NY 125492138, MONTGOMERY, NY 12549-2138 |
| Document Number | 0000077867 |
|---|---|
| Date | Nov 4, 2019 |
| Book Page | 014650/000207 |
| Instrument | 77867 |
| Name | WALDEN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | MONTGOMERY, NY 12549 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 3, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Nov 4, 2019 |
| Property Address | 321 BAILEY RD, MONTGOMERY, NY 12549-2138 |
| Document Number | 0000077866 |
| Book / Page | 14650 / 202 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 20190077866 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 MAIDEN LN, MAYBROOK, NY 12543-1015 |
| Document Number | 0000077867 |
|---|---|
| Date | Nov 4, 2019 |
| Book Page | 14650/207 |
| Instrument | 20190077867 |
| Name | WALDEN FEDERAL SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Orange County and Montgomery Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Montgomery Town |
| Unified School District | Valley Central School District (Montgomery) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $139,000 Land $37,000 Building $102,000 | $375,700 | |
| 2024 | $6,955.00 | ||
| 2023 | $139,000 (-) Land $37,000 Building $102,000 | $331,000 (+16.67%) Land $88,108 Building $242,892 | |
| 2022 | $139,000 Land $37,000 Building $102,000 | $283,700 Land $75,517 Building $208,183 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Bailey Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Bailey Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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