321 Ave D, Key West, FL 33040 Property Records

Monroe County property record for 321 Ave D, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,222 sqft · built 2007
Lot Size	0.112 acres (4,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Feb 2019)
Tax Bill	$4,094 (2024)
Deeds & Mortgages	May 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00152210-000000`

Property Details

APN / Parcel Number

Primary APN	`00152210-000000`
Alternative APNs	`22672600152210000000` `1197734`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,900 sqft (0.112 acres)
Lot Dimensions	100 ft deep x 49 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	257 sqft
Deck Area	63 sqft
Patio Area	93 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1197734
Old Parcel Number	22672600152210000000
Street Address	321 AVENUE D
City	KEY WEST
State	FL
Zip	33040-5527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 10 LT 2 JOHNSONVILLE PB-1-53 BIG COPPITT Z-342 OR37-79 OR318-307/08 OR700-764 OR737-237 OR834-1713 OR850-810/11
Legal Range	26E
Legal Township	67S
Legal Section	22
Legal Subdivision	JOHNSONVILLE SUBD
Legal Block	10
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3026
Census Tract	971700

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 AVENUE D, KEY WEST, FL 33040-5527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 22, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2019 · Amount on Record
Deed Sale	Feb 22, 2019 · Amount on Record
Prior Sale	Sep 28, 2015 · Amount on Record
Deed Document Number	2207815
Deed Book / Page	2950 / 0553
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	321 AVENUE D, KEY WEST, FL 33040-5527
Document Number	0030221884
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 AVENUE D KEY WEST FL 330405527, KEY WEST, FL 33040-5527

Mortgage

Document Number	0030221884
Date	May 18, 2020
Book Page	003022/001884
Instrument	2266330

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 22, 2019
Property Address	321 AVENUE D, KEY WEST, FL 33040-5527
Document Number	0029500553
Book / Page	002950 / 000553
Instrument Date	Feb 19, 2019
Instrument	2207815
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3362 PEARL AVE KEY WEST FL 330404685, KEY WEST, FL 33040-4685

Mortgage

Document Number	29500555
Date	Feb 22, 2019
Book Page	002950/000555
Instrument	2207816

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$442,534 (+5.99%)	$607,417 (+7.79%) Land $318,500 Building $288,917
2024	$4,094.00 (+4.68%)
2023	$3,911.00 (+2.73%) Homeowner's exemption	$417,537 (+3%)	$563,502 (+3.41%) Land $291,550 Building $271,952
2022	$3,807.00 Homeowner's exemption	$405,376	$544,897 Land $269,500 Building $275,397

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 233 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	272 units insured incl. 39 condo units
Nearby Flood Claims	287 (1980–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 49 claims Hurricane Wilma, Oct 2005 · 166 claims Hurricane Georges, Oct 1998 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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