321 Aurora St, Phillipsburg, NJ 08865 Property Records

Warren County and Lopatcong Township property record for 321 Aurora St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,818 sqft · built 1949
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jan 2013)
Tax Bill	$6,306 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00019-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`15-00019-0000-00016`
Alternative APN	`150001900016`

Interior

Stories	2 Stories
Building Area	1,818 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	321 AURORA ST
City	PHILLIPSBURG
State	NJ
Zip	08865-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Subdivision	DELAWARE PARK
Legal Block	19
Legal Lot Number	16
Jurisdiction	WARREN NJ
Township / Civil Division	LOPATCONG
Census Block Group	1
Census Block	1012
Census Tract	32200

Owner

321 Aurora St is owned and occupied by an individual who bought it in January 2013.

Source: Warren County and Lopatcong Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	321 AURORA ST, PHILLIPSBURG, NJ 08865-1313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2013 · Amount on File
Deed Sale	Jan 3, 2013 · Amount on File
Deed Document Number	2013400125
Deed Book / Page	2466 / 22
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	321 AURORA ST, PHILLIPSBURG, NJ 08865-1313
Document Number	0000534044
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 AURORA ST PHILLIPSBURG NJ 088651313, PHILLIPSBURG, NJ 08865-1313

Mortgage

Document Number	0000534044
Date	Aug 21, 2020
Book Page	006915/000107
Instrument	534044

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	321 AURORA ST, PHILLIPSBURG, NJ 08865-1313
Document Number	0000516788
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 AURORA ST PHILLIPSBURG NJ 088651313, PHILLIPSBURG, NJ 08865-1313

Mortgage

Document Number	0000516788
Date	Sep 23, 2019
Book Page	006759/000303
Instrument	516788

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 321 Aurora St was $6,306, up 1.8% from the year before.

Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Lopatcong Township
Unified School District	Lopatcong Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,300 (-) Land $87,800 Building $119,500	$207,300 (-) Land $87,800 Building $119,500
2025	$6,306.00 (+1.84%)	$207,300 Land $87,800 Building $119,500	$207,300 Land $87,800 Building $119,500
2024	$6,192.00
2023		$207,300 Land $87,800 Building $119,500	$207,300 Land $87,800 Building $119,500
2022	$5,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Aurora St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Aurora St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

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