321 Atlantic Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 321 Atlantic Ave, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Commercial
Lot Size	1.61 acres (70,132 sqft)
Owner	Individual Name on File
Tax Bill	$21,394 (2025)
Deeds & Mortgages	Feb 2024 Refinance Apr 2018 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`WEST M:166 B:1`

Property Details

APN / Parcel Number

Primary APN	`WEST M:166 B:1`
Alternative APNs	`M:166 B:1 L` `20116210`

Interior

Units	2 Units

Exterior

Lot Area	70,132 sqft (1.61 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	20116210
Street Address	321 ATLANTIC AVE
City	WESTERLY
State	RI
Zip	02891-4332
Property Category	Commercial
Property Type	Commercial > Retail
Legal Block	1
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1080
Census Tract	51000

Owner

Source: Westerly Town records · APN WEST M:166 B:1

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 MISQUAMICUT HILLS RD, WESTERLY, RI 02891-4107
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU
Apr 03, 2018	Deed of Trust, Mortgage BUSINESS DEV CO OF RI
Oct 06, 2017	Quit Claim Deed, Transfer Quitclaim
Oct 06, 2017	Trustee's Deed, Transfer
Oct 06, 2017	Quit Claim Deed, Transfer Quitclaim
Oct 06, 2017	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	321 ATLANTIC AVE, WESTERLY, RI 02891-4332
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02024-1126
Date	Feb 01, 2024
Book Page	2024/1126
Instrument	2024-319

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	321 ATLANTIC AVE, WESTERLY, RI 02891-4332
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018-4891
Date	Apr 03, 2018
Book Page	2018/4891
Instrument	1247

Lender

Name	BUSINESS DEV CO OF RI

Agreement

Amount	Amount Recorded

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 06, 2017
Property Address	321 ATLANTIC AVE, WESTERLY, RI 02891-4332
Document Number	2017-7863
Book / Page	002017 / 017863
Instrument Date	May 01, 2017
Instrument	4413
Transaction Type	Transfer
Record Updated	Oct 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 ATLANTIC AVE WESTERLY RI 028914332, WESTERLY, RI 02891-4332

October 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 06, 2017
Property Address	321 ATLANTIC AVE, WESTERLY, RI 02891-4332
Document Number	2017-7860
Book / Page	002017 / 017860
Instrument Date	May 01, 2017
Instrument	4412
Transaction Type	Transfer
Record Updated	Oct 24, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 ATLANTIC AVE WESTERLY RI 028914332, WESTERLY, RI 02891-4332

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 06, 2017
Property Address	321 ATLANTIC AVE, WESTERLY, RI 02891-4332
Document Number	2017-7865
Book / Page	002017 / 017865
Instrument Date	May 01, 2017
Instrument	4414
Transaction Type	Transfer
Record Updated	Oct 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MISQUAMICUT HILLS RD WESTERLY RI 028914107, WESTERLY, RI 02891-4107

October 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 06, 2017
Property Address	321 ATLANTIC AVE, WESTERLY, RI 02891-4332
Document Number	2017-7856
Book / Page	002017 / 017856
Instrument Date	May 01, 2017
Instrument	4410
Transaction Type	Transfer
Record Updated	Oct 24, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 ATLANTIC AVE WESTERLY RI 028914332, WESTERLY, RI 02891-4332

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$21,394.00 (-16.54%)	$3,009,000 (+12.93%) Land $2,452,200 Building $556,800
2023	$25,633.00 (+0.62%)	$2,664,600 (-) Land $2,231,300 Building $433,300
2022	$25,474.00	$2,664,600 Land $2,231,300 Building $433,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 456 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured (50 under condo master policies) 99 of 456 individual policies on primary residences
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024, rainfall accumulation, Severe Storms And Flooding
Flood Events	Hurricane Sandy (Nov 2012), 86 claims Severe Storms And Flooding (Mar 2010), 9 claims Hurricane Bob (Aug 1991), 14 claims

Wildfire

Wildfire Risk	Low above 2% of the US · above 6% of Rhode Island
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

321 Atlantic Ave, Westerly, RI 02891 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2017: Trustee's Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2017: Executor's Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Atlantic Ave

Nearby Streets

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