321 Ash Breeze Cv, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 321 Ash Breeze Cv, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,027 sqft · built 2019
Lot Size0.16 acres (6,969 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Sep 2019)
Tax Bill$6,324 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN027017-0340

Property Details

APN / Parcel Number

Primary APN027017-0340

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,027 sqft Living Area
Gross Area2,599 sqft
1st Floor Area2,027 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address321 ASH BREEZE CV
CitySAINT AUGUSTINE
StateFL
Zip32095-0039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description90/49-52 BANNON LAKES PHASE 1A-2 LOT 34 OR4803/84
Legal Range28E
Legal Township06S
Legal Section11
Legal SubdivisionBANNON LAKES PHASE 1A-2
Legal Phase1A
Legal Block1
Legal Lot Number34
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2065
Census Tract20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address321 ASH BREEZE CV, SAINT AUGUSTINE, FL 32095-0039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2022Deed of Trust, Mortgage · Line of Credit
FIRST FLORIDA CU
Jun 16, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Sep 27, 2019Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2019 · Amount on Record
Deed SaleSep 27, 2019 · Amount on Record
Deed Document Number201971986
Deed Book / Page4803 / 84
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address321 ASH BREEZE CV, SAINT AUGUSTINE, FL 32095-0039
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 ASH BREEZE CV, SAINT AUGUSTINE, FL 32095-0039

Mortgage

Document Number0055741102
DateJun 7, 2022
Book Page5574/1102
Instrument2022057302
Lender
NameFIRST FLORIDA CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueMay 28, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address321 ASH BREEZE CV, SAINT AUGUSTINE, FL 32095-0039
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049651488
DateJun 16, 2020
Book Page4965/1488
Instrument2020046967
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

September 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateSep 27, 2019
Property Address321 ASH BREEZE CV, SAINT AUGUSTINE, FL 32095-0039
Document Number0048030084
Book / Page4803 / 0084
Map ReferenceMB 90 PG 49
Instrument DateSep 25, 2019
Instrument2019071986
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 ASH BREEZE CV, SAINT AUGUSTINE, FL 32095-0039
InvestorPossibly a Property Investor

Mortgage

Document Number0000480388
DateSep 27, 2019
Instrument4803/88
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$269,852 (+2.7%)$357,142 (-5.44%) Land $85,000 Building $272,142
2025$6,324.00 (+9.73%) Homeowner's exemption$262,758 (+2.9%)$377,699 (-2.03%) Land $90,000 Building $287,699
2024$5,763.00 (+1.05%) Homeowner's exemption$255,353 (+3%)$385,521 (-) Land $95,000 Building $290,521
2023$5,703.00 (+3.77%) Homeowner's exemption$247,916 (+3%)$385,521 (+15.17%) Land $95,000 Building $290,521
2022$5,496.00 Homeowner's exemption$240,695$334,728 Land $78,400 Building $256,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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