321 Almond Tree Ct, Troy, MO 63379 Property Records

Lincoln County property record for 321 Almond Tree Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,708 sqft · built 2006
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,000 (Aug 2020)
Tax Bill	$2,176 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-40-20-000-000-015.069`

Property Details

APN / Parcel Number

Primary APN	`14-40-20-000-000-015.069`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,708 sqft Living Area
Basement Area	715 sqft
Unfinished Basement	715 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	321 ALMOND TREE CT
City	TROY
State	MO
Zip	63379-5481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 69 ASHLEIGH ESTATES PLAT 3
Legal Range	01E
Legal Township	49N
Legal Section	20
Legal Subdivision	ASHLEIGH ESTATES
Legal Lot Number	69
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1018
Census Tract	810310

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 ALMOND TREE CT, TROY, MO 63379-5481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 28, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 19, 2020	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Feb 5, 2016 · Amount on Record
Deed Document Number	20209103
Deed Book / Page	2451 / 48
Prior Transfer Date	Apr 20, 2010
Prior Transfer Doc	2138/0040
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	321 ALMOND TREE CT, TROY, MO 63379-5481
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 ALMOND TREE CT, TROY, MO 63379-5481

Mortgage

Document Number	002512/375
Date	Jul 29, 2025
Book Page	2512/375
Instrument	2025005886

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	321 ALMOND TREE CT, TROY, MO 63379-5481
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 ALMOND TREE CT, TROY, MO 63379-5481

Mortgage

Document Number	002477/442
Date	Mar 28, 2022
Book Page	2477/442
Instrument	2022003172

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 19, 2020
Property Address	321 ALMOND TREE CT, TROY, MO 63379-5481
Document Number	2451/48
Book / Page	2451 / 48
Map Reference	MB 14 PG 86
Instrument Date	Aug 14, 2020
Instrument	2020009103
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 ALMOND TREE CT, TROY, MO 63379-5481

Mortgage

Document Number	2020009104
Date	Aug 19, 2020
Instrument	2020009104

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,613 (-) Land $2,867 Building $32,746
2025	$2,176.00 (+4.92%)	$35,613 (+6.41%) Land $2,867 Building $32,746	$187,440 (+6.41%) Land $15,090 Building $172,350
2023	$2,074.00 (+6.2%)	$33,469 Land $2,293 Building $31,175	$176,150 Land $12,070 Building $164,080
2022	$1,953.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Systec Wireless Communications.

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