321 Alderman Rd, Charlottesville, VA 22903 Property Records

Charlottesville City property record for 321 Alderman Rd, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,338 sqft · built 1946
Lot Size	0.351 acres (15,290 sqft)
Owner	Individual Name on File
Tax Bill	$12,748 (2026)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`130010000`

Property Details

APN / Parcel Number

Primary APN	`130010000`
Alternative APN	`42872`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,338 sqft Finished Area
1st Floor Area	2,670 sqft
Attic	Attic
Attic Area	2,670 sqft
Utility Area	160 sqft
Family Room	Family Room
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1982
Exterior Material	Brick Veneer
Construction Type	Stone
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,290 sqft (0.351 acres)
Lot Depth	157 ft Depth
Driveway	Driveway
Porch	Slab
Porch Area	111 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Coal
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	321 ALDERMAN RD
City	CHARLOTTESVILLE
State	VA
Zip	22903-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Description	LOT 10 MERRYDEN
Legal Subdivision	TOWLES-MERRYDEN-IVY TERRACE
Legal Lot Number	10
Jurisdiction	CHARLOTTESVILLE CITY VA
Township / Civil Division	CHARLOTTESVILLE
Census Block Group	4
Census Block	4014
Census Tract	700

Owner

321 Alderman Rd is owned and occupied by an individual who acquired it in July 2026.

Source: Charlottesville City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	321 ALDERMAN RD, CHARLOTTESVILLE, VA 22903-2401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2026
Deed Sale	Jul 17, 2026
Prior Sale	Nov 1, 2006 · Amount on File
Deed Document Number	20261939
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHARLOTTESVILLE CITY VA
Recording Date	Jul 17, 2026
Property Address	321 ALDERMAN RD, CHARLOTTESVILLE, VA 22903-2401
Document Number	0000001939
Instrument Date	Jul 15, 2026
Instrument	20261939
Transaction Type	Transfer
Record Updated	Aug 19, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Tax	$560,651.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 ALDERMAN RD, CHARLOTTESVILLE, VA 22903-2401

Mortgage

Document Number	0000001940,
Date	Jul 17, 2026
Instrument	20261940

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 321 Alderman Rd was $12,748.

Source: Charlottesville City assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Charlottesville City
Unified School District	Charlottesville City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,748.00	$1,274,600 (+12.45%) Land $341,200 Building $933,400	$1,274,600 (+12.45%) Land $341,200 Building $933,400
2025		$1,133,500 Land $311,200 Building $822,300	$1,133,500 Land $311,200 Building $822,300
2023	$9,795.00 (+19.39%)	$942,700 Land $209,900 Building $732,800	$942,700 Land $209,900 Building $732,800
2022	$8,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Alderman Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1987–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Alderman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000