321 7th St SW, Pipestone, MN 56164 Property Records

Pipestone County property record for 321 7th St SW, Pipestone, MN 56164

Property Summary

Property Type	Single Family Home
Details	built 1977
Lot Size	0.169 acres (7,376 sqft)
Owner	Individual Name on File
Tax Bill	$3,112 (2026)
Deeds & Mortgages	May 2023 Line of Credit Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18.550.0890`

Property Details

APN / Parcel Number

Primary APN	`18.550.0890`

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	7,376 sqft (0.169 acres)

Location & Zoning

Street Address	321 7TH ST SW
City	PIPESTONE
State	MN
Zip	56164-1570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LAWRENCE ST & LOTS 13, 14 & S 7 FT LOT 15 BLK 3 1090
Legal Subdivision	HUBBARD BROS ADD
Legal Block	3
Legal Lot Number	13-15
Jurisdiction	PIPESTONE MN
Township / Civil Division	PIPESTONE
Census Block Group	2
Census Block	2015
Census Tract	460300

Owner

321 7th St SW is owned and occupied by an individual who acquired it in October 2018.

Source: Pipestone County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	321 7TH ST SW, PIPESTONE, MN 56164-1570
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST
Jul 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST
Nov 7, 2018	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 26, 2018
Transfer Doc	223160
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIPESTONE MN
Property Address	321 7TH ST SW, PIPESTONE, MN 56164-1570
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000232464
Date	May 5, 2023
Instrument	232464

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 1, 2028

Interest

Rate Type	Adjustable Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIPESTONE MN
Property Address	321 7TH ST SW, PIPESTONE, MN 56164-1570
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231087
Date	Jul 29, 2022
Instrument	231087

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2037

Interest

Rate Type	Fixed Rate

November 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PIPESTONE MN
Recording Date	Nov 7, 2018
Property Address	321 7TH ST SW, PIPESTONE, MN 56164-1570
Document Number	223160
Instrument Date	Oct 26, 2018
Instrument	223160
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 7TH ST SW, 321, PIPESTONE, MN 56164-1570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 7TH ST SW, PIPESTONE, MN 56164-1570

Tax Assessment & Valuation

The 2026 property tax bill for 321 7th St SW was $3,112, up 1.4% from the year before.

Source: Pipestone County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pipestone County
Municipality	Pipestone City
Unified School District	Pipestone Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,112.00 (+1.37%)	$211,400 (+14.09%) Land $6,700 Building $204,700	$211,400 (+14.09%) Land $6,700 Building $204,700
2025	$3,070.00	$185,300 Land $6,700 Building $178,600	$185,300 Land $6,700 Building $178,600
2023	$2,840.00	$164,900 Land $6,700 Building $158,200	$164,900 Land $6,700 Building $158,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 7th St SW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 321 7th St SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Pipestone serves 4,273 people · EPA ID MN1590005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024–2026) action level 15 ppb
Copper	1.88 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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