Catawba County property record for 321 7th St SE, Hickory, NC 28602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,585 sqft · built 1970 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,000 (May 2017) |
| Tax Bill | $849 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3702-12-97-2285 |
| Primary APN | 3702-12-97-2285 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,585 sqft Living Area |
| 1st Floor Area | 2,378 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 158 ft deep x 66 ft wide |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 321 7TH ST SE |
|---|---|
| City | HICKORY |
| State | NC |
| Zip | 28602-3804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LOT 4 PLAT 4-29 |
| Legal Subdivision | MAP OF KENWORTH |
| Legal Lot Number | 4 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | HICKORY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10900 |
Source: Catawba County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 7TH ST SE, HICKORY, NC 28602-3804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 23, 2021 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| May 30, 2017 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2017 · Amount on Record |
| Deed Sale | May 30, 2017 · Amount on Record |
| Prior Sale | Jul 1, 1985 · Amount on Record |
| Deed Document Number | 20179094 |
| Deed Book / Page | 3401 / 565 |
| Last Transfer Date | Aug 20, 2021 |
| Transfer Doc | 0036810791 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 321 7TH ST SE, HICKORY, NC 28602-3804 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 321 7TH ST SE, HICKORY, NC 28602-3804 |
| Document Number | 0038261062 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 3826/1062 |
| Instrument | 14595 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Aug 23, 2021 |
| Property Address | 321 7TH ST SE, HICKORY, NC 28602-3804 |
| Document Number | 0036810791 |
| Book / Page | 3681 / 791 |
| Map Reference | MB 1407 PG 473 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 20286 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 232 7TH ST SE, 232, HICKORY, NC 28602-3801 |
| Name | Verified Name |
|---|---|
| Address | 321 7TH ST SE, HICKORY, NC 28602-3804 |
| Document Number | 20287 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 20287 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | May 30, 2017 |
| Property Address | 321 7TH ST SE, HICKORY, NC 28602-3804 |
| Document Number | 0034010565 |
| Book / Page | 03401 / 0565 |
| Map Reference | MB4 PG29 |
| Instrument Date | May 24, 2017 |
| Instrument | 09094 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 RUCKER CLIFFE JR, 95, CHARLOTTE, NC 28214 |
| Name | Verified Name |
|---|---|
| Address | 321 7TH ST SE, HICKORY, NC 28602-3804 |
| Document Number | 9095 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 09095 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 5-Year TN |
| Max Rate | 5% |
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Municipality | Hickory City |
| Unified School District | Hickory City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,100 (-) Land $7,100 Building $206,000 | ||
| 2025 | $849.00 (-53.3%) | $213,100 (+106.09%) Land $7,100 Building $206,000 | |
| 2024 | $1,818.00 | ||
| 2023 | $1,818.00 | $103,400 Land $7,100 Building $96,300 | $213,100 Land $7,100 Building $206,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HICKORY serves 71,393 people · EPA ID NC0118010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures