Collier County property record for 321 7th St NW, Naples, FL 34120
| Property Type | Single Family Home |
|---|---|
| Details | 1,893 sqft · built 1994 |
| Lot Size | 2.26 acres (98,881 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $730,000 (May 2022) |
| Tax Bill | $4,418 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 328600 7 04C04 |
| Primary APN | 328600 7 04C04 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,893 sqft Living Area |
| 1st Floor Area | 1,893 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Wood |
| Lot Area | 98,881 sqft |
| Street Address | 321 7TH ST NW |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34120-5002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E |
| Legal Description | GOLDEN GATE EST UNIT 11 S 150 FT OF TR 7 |
| Legal Range | 27 |
| Legal Township | 49 |
| Legal Section | 4 |
| Legal Subdivision | GOLDEN GATE EST UNIT 11 |
| Legal Tract | 7 |
| Legal Block | 1 |
| Legal Unit | 11 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10424 |
321 7th St NW is owned and occupied by two individuals who bought it in May 2022.
Source: Collier County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 7TH ST NW, NAPLES, FL 34120-5002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2022 | Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2022 · Amount on File |
| Deed Sale | May 17, 2022 · Amount on File |
| Prior Sale | Dec 27, 2013 · Amount on File |
| Deed Document Number | 20226253651 |
| Deed Book / Page | 6128 / 116 |
| Prior Transfer Date | Aug 3, 2010 |
| Prior Transfer Doc | 0045913382 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | May 17, 2022 |
| Property Address | 321 7TH ST NW, NAPLES, FL 34120-5002 |
| Document Number | 0061280116 |
| Book / Page | 6128 / 116 |
| Map Reference | MB 4 PG 103&104 |
| Instrument Date | May 12, 2022 |
| Instrument | 6253651 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 781 4TH ST NE, 781, NAPLES, FL 34120-2024 |
| Name | Verified Name |
|---|---|
| Address | 321 7TH ST NW, NAPLES, FL 34120-5002 |
| Document Number | 0006128121 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 6128/121 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 321 7TH ST NW, NAPLES, FL 34120-5002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 321 7TH ST NW, NAPLES, FL 34120-5002 |
| Document Number | 0059093370 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 5909/3370 |
| Instrument | 6019877 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
The 2025 property tax bill for 321 7th St NW was $4,418, down 5.1% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $435,245 (+1%) | $482,332 (+21.9%) Land $186,152 Building $296,180 | |
| 2025 | $4,418.00 (-5.07%) | $395,677 Land $120,878 Building $274,799 | $395,677 Land $120,878 Building $274,799 |
| 2024 | $4,654.00 (-11.86%) | ||
| 2023 | $5,280.00 (+220.39%) | $487,902 (+188.5%) Land $195,220 Building $292,682 | $487,902 (+8.36%) Land $195,220 Building $292,682 |
| 2022 | $1,648.00 Homeowner's exemption | $169,118 | $450,261 Land $173,996 Building $276,265 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 321 7th St NW in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 345 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 353 units insured incl. 8 condo units |
| Nearby Flood Claims | 8 (2017–2024) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 7th St NW is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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